About This Home

This 2-bedroom, 2-bathroom single family at 3962 LA COSTA in Largo, FL is listed for $265,000 ($256 per sqft). Built in 1986, the home offers 1,036 sqft of living space on a 0.04 acres lot.

Key Features

  • Built in 1986
  • 0.04 acre lot
  • Waterfront

Property Details

1 story
2 full
1986

Amenities

WaterfrontViewA/CRV Parking
Listing Description

Virtually Staged. Seller is motivated and will entertain reasonable offers. Welcome to Belle Oak Villas, where easy living meets a peaceful pond-view setting. This 2-bedroom, 2-bath villa is located in a non-flood zone and features **no carpet**, with tile and laminate flooring throughout, vaulted ceilings, a desirable split-bedroom layout, and a bright open living and dining area.

Major updates include a newer 2022 roof, a new A/C installed in 2026, fresh interior paint, and a newly reglazed bathtub. Enjoy morning coffee or evening relaxation on the private screened patio overlooking the pond, with no direct rear neighbors and visiting ducks for company.

Tucked away on a quiet dead-end street near one of the community's two pools, Belle Oak Villas offers a convenient location, low quarterly HOA fee of $290, and close access to shopping, dining, and daily essentials. An ideal choice for first-time buyers or downsizers seeking move-in-ready comfort-and a smart opportunity for investors, with **no HOA waiting period to lease**.

No damage or flooding from the hurricanes, this home is an ideal primary residence or for snowbirds or as an investment rental property. You won't want to miss this one!

Monthly Cost Estimate

$1,417/mo

20% down · 6.5% · 30 years

Principal$192
Interest$1,148
Insurance$77

Estimates only. Actual payments may vary.

Location

3962 LA COSTA

Largo, FL 33771

BELLE OAK VILLAS

Features & Amenities

Interior Features

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Walk-In Closet(s)Window Treatments

Exterior Features

GardenPrivate Entrance

Property Details

Flooring

Tile - CeramicLaminate

Construction

Block Stucco

Views

Water

Outdoor Features

Porch

Parking

RVAssignedGuest

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalElectric Water HeaterRangeRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 3962 LA COSTA is listed at $265,000 ($256/sqft). The estimated monthly payment is $1,417 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1986, 0.04 acre lot, Waterfront. Interior Features: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan. Exterior Features: Garden, Private Entrance.

This property is listed by Candis Carmichael.

CC

Candis Carmichael

Agent at Charles Rutenberg Realty, Inc

Listed by Charles Rutenberg Realty, Inc · Broker phone: (727) 538-9200 · View on Broker Site · Broker website

MLS# TB8525459· Source: Stellar MLS· 118 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3962 LA COSTA, Largo, FL 33771

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