About This Home

This 3-bedroom, 3-bathroom single family at 3983 Cross Creek Trail in Owensboro, KY is listed for $299,900 ($151 per sqft). Built in 2003, the home offers 1,991 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 2003
  • 0.22 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2-car garage
2003

Amenities

FireplaceA/C
Listing Description

Value Just Got Even Better!! Now listed at $299,900, down from $314,900! Welcome to 3983 Cross Creek Trail - a well-maintained home offering nearly 2,000 square feet in one of Owensboro's most desirable neighborhoods. This property features a comfortable, functional layout with two bedrooms on the main level, including the relaxing primary suite.

The first floor also includes a nice-sized living room with a cozy gas-log fireplace, a true laundry room with storage, the kitchen/dining area, and a covered back porch perfect for year-round enjoyment. Upstairs you'll find an additional bedroom, a full bathroom, and a versatile bonus room that could be used as a possible 4th bedroom.

The backyard has been transformed with a new larger privacy-fenced layout designed for expanded outdoor living. Updates include an extended patio and a brand-new 10 x 16 storage building along with newly planted sod. Additional improvements include fresh interior paint (2026), new roof (2025), new gutters (2026), and new furnace and central air (2025).

Now priced at just $299,900, the next owner will enjoy the benefit of these upgrades without the expense, hassle, or wait. This represents an exceptional opportunity to own a beautifully improved property at a price that reflects outstanding value. Conveniently located near shopping, dining, parks, and top schools, this move-in ready home offers the ideal blend of comfort, charm, and location. Homes in this area rarely come available. Schedule your showing today!

Monthly Cost Estimate

$1,604/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$87

Estimates only. Actual payments may vary.

Location

3983 Cross Creek Trail

Owensboro, KY 42303

CROSS CREEK

Features & Amenities

Interior Features

Ceiling Fan(s)Master DownstairsWalk-in ClosetWalk-in Shower

Exterior Features

Concrete DriveLandscapedPorch BackPorch FrontPrivacy FenceReplacement WindowsStorage Building

Property Details

Flooring

TileCarpetLaminate

Construction

Brick

Outdoor Features

Porch

Heating

Forced Air

Cooling

Central AirElectric

Appliances

DishwasherMicrowaveRangeRefrigerator

Questions & Answers

This 3-bedroom, 3-bathroom single family at 3983 Cross Creek Trail is listed at $299,900 ($151/sqft). The estimated monthly payment is $1,603 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2003, 0.22 acre lot, 2 stories, Fireplace. Interior Features: Ceiling Fan(s), Master Downstairs, Walk-in Closet. Exterior Features: Concrete Drive, Landscaped, Porch Back.

This property is listed by Jason Hunt.

JH

Jason Hunt

Agent at Kentucky Dream Realty LLC

Listed by Kentucky Dream Realty LLC · Broker phone: (270) 099-3657 · View on Broker Site · Broker website

MLS# 95944· Source: Greater Owensboro Realtor® Association· 27 days on PropertySimple

Copyright © 2026 Greater Owensboro Realtor® Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3983 Cross Creek Trail, Owensboro, KY 42303

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