# 3983 Cross Creek Trail, Owensboro, KY 42303 > **TL;DR:** 3bd/3ba single family, $299,900 ($151/sqft), built 2003, 1,991 sqft. > Fireplace, A/C, 2-car garage. Est. $1,603/mo. Listed 30 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $299,900 | | Price/sqft | $151 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,991 | | Year Built | 2003 | | Lot Size | 9,757 sqft (0.22 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 30 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,516 | | Estimated Insurance | $87 | | **Total** | **$1,603** | ## Nearby Schools - **Elementary:** Highland Elementary School - **Middle:** Daviess County Middle School - **High:** DAVIESS COUNTY HIGH SCHOOL ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2003 - 0.22 acre lot - 2 stories - Fireplace ## Description ### Agent Description Value Just Got Even Better!! Now listed at $299,900, down from $314,900! Welcome to 3983 Cross Creek Trail - a well-maintained home offering nearly 2,000 square feet in one of Owensboro's most desirable neighborhoods. This property features a comfortable, functional layout with two bedrooms on the main level, including the relaxing primary suite. The first floor also includes a nice-sized living room with a cozy gas-log fireplace, a true laundry room with storage, the kitchen/dining area, and a covered back porch perfect for year-round enjoyment. Upstairs you'll find an additional bedroom, a full bathroom, and a versatile bonus room that could be used as a possible 4th bedroom. The backyard has been transformed with a new larger privacy-fenced layout designed for expanded outdoor living. Updates include an extended patio and a brand-new 10 x 16 storage building along with newly planted sod. Additional improvements include fresh interior paint (2026), new roof (2025), new gutters (2026), and new furnace and central air (2025). Now priced at just $299,900, the next owner will enjoy the benefit of these upgrades without the expense, hassle, or wait. This represents an exceptional opportunity to own a beautifully improved property at a price that reflects outstanding value. Conveniently located near shopping, dining, parks, and top schools, this move-in ready home offers the ideal blend of comfort, charm, and location. Homes in this area rarely come available. Schedule your showing today! ## Location - **Address:** 3983 Cross Creek Trail, Owensboro, KY 42303 - **County:** Daviess - **Neighborhood:** CROSS CREEK - **Coordinates:** 37.7365479, -87.0809167 - **Google Maps:** https://www.google.com/maps?q=37.7365479,-87.0809167 ## Listing Agent - **Name:** Jason Hunt - **Brokerage:** Kentucky Dream Realty LLC - **Broker Phone:** (270) 099-3657 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3983-Cross-Creek-Trl_Owensboro_KY_42303_M37864-89528?f=listhub&s=OMLSKY&m=95944&c=propsimple) ## Photos ![3983 Cross Creek Trail - Photo 1](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f798868846r.jpg) ![3983 Cross Creek Trail - Photo 2](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f719160692r.jpg) ![3983 Cross Creek Trail - Photo 3](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f697769993r.jpg) ![3983 Cross Creek Trail - Photo 4](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f2694207671r.jpg) ![3983 Cross Creek Trail - Photo 5](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f3883698554r.jpg) ![3983 Cross Creek Trail - Photo 6](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f596964517r.jpg) ![3983 Cross Creek Trail - Photo 7](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f3041888711r.jpg) ![3983 Cross Creek Trail - Photo 8](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f772966324r.jpg) ![3983 Cross Creek Trail - Photo 9](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f2715044590r.jpg) ![3983 Cross Creek Trail - Photo 10](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f2444046550r.jpg) ![3983 Cross Creek Trail - Photo 11](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f3598686778r.jpg) ![3983 Cross Creek Trail - Photo 12](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f4176857357r.jpg) ![3983 Cross Creek Trail - Photo 13](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f3799258100r.jpg) ![3983 Cross Creek Trail - Photo 14](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f4293515037r.jpg) ![3983 Cross Creek Trail - Photo 15](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f1444526202r.jpg) ![3983 Cross Creek Trail - Photo 16](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f3248969540r.jpg) ![3983 Cross Creek Trail - Photo 17](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f3548687527r.jpg) ![3983 Cross Creek Trail - Photo 18](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f646199631r.jpg) ![3983 Cross Creek Trail - Photo 19](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f3166249718r.jpg) ![3983 Cross Creek Trail - Photo 20](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f4149620976r.jpg) ![3983 Cross Creek Trail - Photo 21](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f3960108532r.jpg) ![3983 Cross Creek Trail - Photo 22](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f1352007009r.jpg) ![3983 Cross Creek Trail - Photo 23](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f426047944r.jpg) ![3983 Cross Creek Trail - Photo 24](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f2107275073r.jpg) ![3983 Cross Creek Trail - Photo 25](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f2194331338r.jpg) ![3983 Cross Creek Trail - Photo 26](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f3536861060r.jpg) ![3983 Cross Creek Trail - Photo 27](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f1582593198r.jpg) ![3983 Cross Creek Trail - Photo 28](http://lh.rdcpix.com/f0b93703b2a3bfe41439177460b4a9adl-f914547481r.jpg) --- **MLS#:** 95944 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Greater Owensboro Realtor® Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3983-cross-creek-trail-owensboro-ky-42303-e65e887cf87b46b8b9b95148ec523614) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3983-cross-creek-trail-owensboro-ky-42303-e65e887cf87b46b8b9b95148ec523614#listing", "url": "https://staging.propertysimple.ai/listing/3983-cross-creek-trail-owensboro-ky-42303-e65e887cf87b46b8b9b95148ec523614", "name": "3983 Cross Creek Trail, Owensboro, KY 42303", "description": "Value Just Got Even Better!! Now listed at $299,900, down from $314,900! Welcome to 3983 Cross Creek Trail - a well-maintained home offering nearly 2,000 square feet in one of Owensboro's most desirable neighborhoods. This property features a comfortable, functional layout with two bedrooms on the main level, including the relaxing primary suite. The first floor also includes a nice-sized living room with a cozy gas-log fireplace, a true laundry room with storage, the kitchen/dining area, and a covered back porch perfect for year-round enjoyment. Upstairs you'll find an additional bedroom, a full bathroom, and a versatile bonus room that could be used as a possible 4th bedroom. The backyard has been transformed with a new larger privacy-fenced layout designed for expanded outdoor living. Updates include an extended patio and a brand-new 10 x 16 storage building along with newly planted sod. Additional improvements include fresh interior paint (2026), new roof (2025), new gutters (2026), and new furnace and central air (2025). Now priced at just $299,900, the next owner will enjoy the benefit of these upgrades without the expense, hassle, or wait. This represents an exceptional opportunity to own a beautifully improved property at a price that reflects outstanding value. Conveniently located near shopping, dining, parks, and top schools, this move-in ready home offers the ideal blend of comfort, charm, and location. Homes in this area rarely come available. 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