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About This Home

This 3-bedroom, 2-bathroom single family at 3991 Silver Creek Terrace in Morganton, NC is listed for $252,000 ($167 per sqft). Built in 2006, the home offers 1,512 sqft of living space on a 1.32 acres lot.

Agent Description

A little breathing room, mountain views on the drive in and the kind of quiet that feels hard to find. Set along a private road on 1.32 acres, this welcoming 3BR/2BA home offers space to spread out, slow down and enjoy life at a different pace, while still keeping schools, downtown Morganton, shopping, dining and I-40 within easy reach.

Everything is conveniently on one level with a great open floorplan and split bedroom layout. Warm laminate flooring runs through much of the home. A wood-burning stove adds a cozy touch when temperatures dip. The kitchen offers generous prep space and storage, and the laundry/mud room keeps everyday life practical and easy.

The primary suite is wonderfully spacious with a large soaking bath and walk-in closet, while two additional bedrooms offer flexibility for guests, hobbies or an office. Start the day with coffee on the sprawling front porch and wind down to the sounds of the evening, then fire up the grill on the back deck for easy outdoor dinners.

The 24x25 detached garage is ideal for workshop space, projects or extra storage, while two additional outbuildings provide even more flexibility for tools, hobbies or gear. Plenty of yard space leaves room for pets, gardening, play or evenings around a firepit. Beautiful, mature landscaping puts on a show nearly all year long. WA Young, Table Rock, Freedom schools. Rutherford Electric, Brentwood Water.

Key Features

  • Built in 2006
  • 1.32 acre lot
  • Fireplace

Property Details

1 story
2 full
2006

Amenities

Fireplace

Monthly Cost Estimate

$1,348/mo

20% down · 6.5% · 30 years

Principal$182
Interest$1,092
Insurance$74

Estimates only. Actual payments may vary.

Location

3991 Silver Creek Terrace

Morganton, NC 28655

Silver Creek Estates

Features & Amenities

Exterior Features

Storage

Property Details

Construction

Stone Veneer Vinyl

Pool Features

PorchDeck

Parking

DrivewayGarage - Detached

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

DishwasherElectric CooktopElectric OvenElectric Water Heater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3991 Silver Creek Terrace is listed at $252,000 ($167/sqft). The estimated monthly payment is $1,092 based on 20% down at 6.5% interest.

Key features include: Built in 2006, 1.32 acre lot, Fireplace. Exterior Features: Storage.

This property is listed by Starla Hoke and can be reached at 8284034549 or starla@mccombsandhoke.com.

SH

Starla Hoke

Agent at McCombs & Hoke Real Estate

(828) 403-4549

Listed by McCombs & Hoke Real Estate · View on Broker Site

MLS# 4389533· Source: listhub· Updated 7 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3991 Silver Creek Terrace, Morganton, NC 28655

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