# 4 Harding Street, Middletown, NY 10940 > **TL;DR:** 4bd/2ba single family, $299,900 ($212/sqft), built 1900, 1,416 sqft. Est. $1,603/mo. Listed 13 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $299,900 | | Price/sqft | $212 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,416 | | Year Built | 1900 | | Lot Size | 1,799 sqft (0.04 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 13 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,516 | | Estimated Insurance | $87 | | **Total** | **$1,603** | ## Nearby Schools - **Elementary:** Maple Hill Elementary School - **Middle:** Middletown Twin Towers Middle Sch - **High:** Middletown High School ## Property Highlights - Built in 1900 - 0.04 acre lot ## Description ### Agent Description Welcome to 4-Bedroom and 2 full bath Home with Low Property Taxes in Middletown! Featuring spacious rooms, a functional layout, and separate living areas, this home offers plenty of flexibility for comfortable everyday living. A large attic and full basement provide additional storage space and potential for a variety of uses. One of the property's standout features is its exceptionally low property taxes, approximately $3,780 for 2025. Recent improvements include a new high-efficiency Navien tankless combination boiler(2025), providing modern heating and hot water efficiency. Conveniently located near shopping, dining, schools, and local amenities, this property presents an excellent opportunity for homeowners and investors alike. The neighboring property is available for separate purchase with tenants in place, presenting an attractive investment opportunity for buyers looking to expand their real estate portfolio and generate rental income. The option to acquire two adjacent properties adds even greater investment potential. ## Location - **Address:** 4 Harding Street, Middletown, NY 10940 - **County:** Orange County - **Coordinates:** 41.446508, -74.426333 - **Google Maps:** https://www.google.com/maps?q=41.446508,-74.426333 ## Listing Agent - **Name:** Wenpeng Guan - **Brokerage:** Keller Williams Hudson Valley Realty & United - **Broker Phone:** (845) 639-0300 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4-Harding-St_Middletown_NY_10940_M47912-31156?f=listhub&s=MLSLINY&m=1061283&c=propsimple) ## Photos ![4 Harding Street - Photo 1](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f4020274056r.jpg) ![4 Harding Street - Photo 2](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f3715095325r.jpg) ![4 Harding Street - Photo 3](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f4252714991r.jpg) ![4 Harding Street - Photo 4](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f3410927171r.jpg) ![4 Harding Street - Photo 5](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f3885740788r.jpg) ![4 Harding Street - Photo 6](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f967673662r.jpg) ![4 Harding Street - Photo 7](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f2720883075r.jpg) ![4 Harding Street - Photo 8](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f4139315275r.jpg) ![4 Harding Street - Photo 9](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f1021583776r.jpg) ![4 Harding Street - Photo 10](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f2820156625r.jpg) ![4 Harding Street - Photo 11](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f3188644512r.jpg) ![4 Harding Street - Photo 12](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f148644754r.jpg) ![4 Harding Street - Photo 13](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f1924835670r.jpg) ![4 Harding Street - Photo 14](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f1528250816r.jpg) ![4 Harding Street - Photo 15](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f4224252881r.jpg) ![4 Harding Street - Photo 16](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f3811837196r.jpg) ![4 Harding Street - Photo 17](http://lh.rdcpix.com/b01e9b25b32eb2c9338504447a5c40d1l-f1884967698r.jpg) --- **MLS#:** 1061283 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/4-harding-street-middletown-ny-10940-a55aa4a085f14fb5a1374abfda40b3ee) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/4-harding-street-middletown-ny-10940-a55aa4a085f14fb5a1374abfda40b3ee#listing", "url": "https://staging.propertysimple.ai/listing/4-harding-street-middletown-ny-10940-a55aa4a085f14fb5a1374abfda40b3ee", "name": "4 Harding Street, Middletown, NY 10940", "description": "Welcome to 4-Bedroom and 2 full bath Home with Low Property Taxes in Middletown! Featuring spacious rooms, a functional layout, and separate living areas, this home offers plenty of flexibility for comfortable everyday living. 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