About This Home

This 4-bedroom, 3-bathroom single family at 4 LOCKS RD in Palmyra, VA is listed for $649,900 ($207 per sqft). Built in 1999, the home offers 3,138 sqft of living space on a 0.46 acres lot.

Key Features

  • Built in 1999
  • 0.46 acre lot
  • Fireplace

Property Details

1 story
3 full
4-car garage
1999

Amenities

FireplaceViewA/C
Listing Description

GOLF FRONT LIVING! Designed for spacious living & multigenerational living flexibility! This impressive golf-front Lake Monticello home offers generous square footage, separate garages (one 2-car garage above grade & one 2-car below grade) & a fully finished walkout terrace level with its own private entrance.

A covered front porch & aggregate walkway welcome you thru double doors into a dramatic 2-story foyer with archway. Expansive living room features a vaulted ceiling & cozy gas fireplace, while thekitchen offers 42" cabinetry, gas cooking & an adjoining breakfast room.

Spacious dining room is highlighted by a vaulted ceiling & large palladian window. Main-level primary suite features a tray ceiling, backyard views, walk-in closet, bath with separate vanities, soaking tub & shower, plus conveniently located laundry room.

Split-bedroom design provides privacy, with spacious guest rooms & a vaulted bedroom with palladian window also ideal for a home office. Downstairs terrace offers a 4th bedroom, family room, full bath, storage & 2nd garage. Enjoy a large screened porch, large deck, covered patio, fenced backyard & beautiful golf course views. Close to parks, sports field, walking trails, golf course & Slice Gate.

Monthly Cost Estimate

$3,598/mo

20% down · 6.5% · 30 years

Principal$470
Interest$2,816
Insurance$190
HOA$122

Estimates only. Actual payments may vary.

Location

4 LOCKS RD

Palmyra, VA 22963

LAKE MONTICELLO

Features & Amenities

Interior Features

Dual VanitiesWalk-in ClosetWhirlpool/Jetted Tub

Exterior Features

FencedLandscapedMatureNative SpeciesNearly LevelPrivateWooded

Property Details

Flooring

Tile - CeramicLaminate

Views

Golf Course

Outdoor Features

PorchDeck

Heating

Propane (Heating)Heat Pump (Heating)

Cooling

Central AirHeat Pump

Appliances

DishwasherEat-inMicrowaveRecessed LightRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4 LOCKS RD is listed at $649,900 ($207/sqft). The estimated monthly payment is $3,598 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $122/month.

Key features include: Built in 1999, 0.46 acre lot, Fireplace. Interior Features: Dual Vanities, Walk-in Closet, Whirlpool/Jetted Tub. Exterior Features: Fenced, Landscaped, Mature.

This property is listed by THE GUNNELS GROUP.

TG

THE GUNNELS GROUP

Agent at Long & Foster

Listed by Long & Foster · Broker phone: (434) 953-8865 · View on Broker Site · Broker website

MLS# 682788· Source: Charlottesville Area Association of REALTORS®· 20 days on PropertySimple

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4 LOCKS RD, Palmyra, VA 22963

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