About This Home

This 4-bedroom, 2-bathroom single family at 4 Silver Terrace in Waterville, ME is listed for $359,000 ($136 per sqft). Built in 1940, the home offers 2,634 sqft of living space on a 0.18 acres lot.

Key Features

  • Built in 1940
  • 0.18 acre lot
  • Fireplace

Property Details

1 full, 1 half
2-car garage
1940

Amenities

FireplaceHardwood
Listing Description

Located on a quiet dead-end street, this stately and well-maintained home offers timeless charm, generous living space, and wonderful features inside and out. Featuring four bedrooms, hardwood floors, a cozy propane fireplace insert in the living room, and a basement family room, there is plenty of room to spread out and enjoy.

Additional bonus rooms provide flexibility for a home office, hobbies, or other needs. Recent updates include new roof shingles installed in 2024 and enhanced insulation to improve energy efficiency and year-round comfort. The fantastic wraparound front porch is perfect for relaxing, while the patio and separate fenced-in backyard provide inviting outdoor spaces.

With plenty of room to gather both indoors and out, this home is ideal for entertaining family and friends. Enjoy the convenience of being close to downtown Waterville, local restaurants, shopping, and the historic Waterville Opera House. A wonderful opportunity to own a spacious, character-filled home in a peaceful setting close to it all!

Monthly Cost Estimate

$1,920/mo

20% down · 6.5% · 30 years

Principal$260
Interest$1,556
Insurance$105

Estimates only. Actual payments may vary.

Location

4 Silver Terrace

Waterville, ME 04901

Features & Amenities

Interior Features

Walk-in ClosetsBathtubShower

Exterior Features

Animal Containment System

Property Details

Flooring

HardwoodTileCarpetVinyl

Construction

Wood Frame Clapboard

Outdoor Features

PorchPatio

Heating

Propane (Heating)Electric (Heating)Hot Water(Heating)OilBaseboard

Questions & Answers

This 4-bedroom, 2-bathroom single family at 4 Silver Terrace is listed at $359,000 ($136/sqft). The estimated monthly payment is $1,920 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.18 acre lot, Fireplace. Interior Features: Walk-in Closets, Bathtub, Shower. Exterior Features: Animal Containment System.

This property is listed by Lisa McKenzie.

LM

Lisa McKenzie

Agent at Coldwell Banker Plourde Real Estate

Listed by Coldwell Banker Plourde Real Estate · Broker phone: (207) 872-7650 · View on Broker Site · Broker website

MLS# 1684538· Source: Maine Listings· 5 days on PropertySimple

Copyright © 2026 Maine Listings. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4 Silver Terrace, Waterville, ME 04901

Open this listing in: