# 4000 Gulf Terrace Drive #128, Destin, FL 32541

> **TL;DR:** 1bd/1ba condo, $230,000 ($312/sqft), built 1973, 738 sqft.
> A/C. Est. $1,832/mo. Listed 332 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $230,000 |
| Price/sqft | $312 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 738 |
| Year Built | 1973 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 332 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,163 |
| Estimated Insurance | $67 |
| HOA | $602 |
| **Total** | **$1,832** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Fort Walton Beach

## Key Amenities

- A/C

## Property Highlights

- Built in 1973
- 2 stories

## Description

### Agent Description
Welcome to Destin and your own beach get away! This Gulf Terrace condo is perfect for living the beach life full-time or for use as an income generating rental (short term is allowed!). It sleeps up to 6 guests, who will love its convenient location to everything Destin has to offer. All furnishings convey and, with renovations that include the kitchen, bedroom and bath, as well as new flooring, this unit is turn key ready! (HVAC is 2020 .) Located on the ground floor, this condo provides ease of access. When you're ready for action, you can take advantage of the pickle ball and tennis courts or one of the three pools the complex offers. Gulf Terrace Condos are a short distance to beaches, dining and Big Kahuna Water Park! Don't sleep on it--call for your private showing now!

## Location

- **Address:** 4000 Gulf Terrace Drive #128, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** GULF TERRACE CONDO
- **Coordinates:** 30.388462, -86.466957
- **Google Maps:** https://www.google.com/maps?q=30.388462,-86.466957

## Listing Agent

- **Name:** Paula J Sherman · **License:** 3071894
- **Brokerage:** ERA American Real Estate
- **Broker Phone:** (850) 651-2454
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4000-Gulf-Terrace-Dr-Unit-128_Destin_FL_32541_M61755-14604?f=listhub&s=ECARMLSFL&m=990647&c=propsimple)

## Photos

![4000 Gulf Terrace Drive #128 - Photo 1](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f211054444r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 2](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f1602201911r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 3](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f13054818r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 4](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f2976211358r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 5](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f1885689295r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 6](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f2549240365r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 7](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f374020425r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 8](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f3492635348r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 9](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f1948666883r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 10](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f3185445121r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 11](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f2414371260r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 12](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f889774246r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 13](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f3123681779r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 14](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f652216091r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 15](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f842755002r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 16](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f2178118671r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 17](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f1277294588r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 18](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f3384267160r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 19](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f1531074372r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 20](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f2283678664r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 21](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f2231640850r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 22](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f1068737611r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 23](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f2762370144r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 24](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f3316748483r.jpg)

![4000 Gulf Terrace Drive #128 - Photo 25](http://lh.rdcpix.com/81d05236779c3648616462bb2209c32dl-f85687561r.jpg)

---

**MLS#:** 990647 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/4000-gulf-terrace-drive-destin-fl-32541-70c3e000bbe3420ab527c241294c4e1b)

---

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