# 4000 Gulf Terrace Drive #228, Destin, FL 32541

> **TL;DR:** 2bd/2ba condo, $265,000 ($359/sqft), built 1973, 738 sqft.
> EV Charger, A/C. Est. $2,040/mo. Listed 87 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $265,000 |
| Price/sqft | $359 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 738 |
| Year Built | 1973 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 87 |

## Why This Home Stands Out

- **EV Charger** - Electric vehicle ready

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,340 |
| Estimated Insurance | $77 |
| HOA | $623 |
| **Total** | **$2,040** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- EV Charger
- A/C

## Property Highlights

- Built in 1973
- 2 stories

## Description

### Agent Description
Thinking Destin? You found the perfect condo! Rental potential of $55k+ annually. Not only does this beautifully renovated unit come fully furnished, it has 2 FULL bathrooms which is a rarity at this price. Located in the heart of Destin, close to all attractions, shopping, yummy food, & the beach!! This complex has so much to offer - multiple swimming pools, pickleball/tennis, upgraded laundry on site, dog park, and EV charging! This is a STEAL! This would make the perfect investment property or primary residence. Pet friendly gives advantages for future renters! Inside you'll find a large main bedroom and custom designed bathroom, an open floor plan offering a place for families to truly enjoy together, and a bunk room with an additional bathroom (I know, I'm saying it again because it's that good!) If you've been visiting Destin and looking for a sign to take that leap - THIS IS IT!!!

## Location

- **Address:** 4000 Gulf Terrace Drive #228, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** GULF TERRACE CONDO
- **Coordinates:** 30.388451, -86.466949
- **Google Maps:** https://www.google.com/maps?q=30.388451,-86.466949

## Listing Agent

- **Name:** Megan Tate · **License:** 3470337
- **Brokerage:** Coldwell Banker Realty
- **Broker Phone:** (850) 501-1545
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4000-Gulf-Terrace-Dr-Unit-228_Destin_FL_32541_M61915-76225?f=listhub&s=ECARMLSFL&m=1009137&c=propsimple)

## Photos

![4000 Gulf Terrace Drive #228 - Photo 1](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f1153219194r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 2](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f4137847313r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 3](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f3393482918r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 4](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f3772173844r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 5](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f2088978307r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 6](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f2271433798r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 7](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f2094820608r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 8](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f3197016634r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 9](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f3583893687r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 10](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f434568778r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 11](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f1779293024r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 12](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f1973019298r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 13](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f650348076r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 14](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f414773338r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 15](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f3573033393r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 16](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f542336900r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 17](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f1365993147r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 18](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f3029442778r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 19](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f2906840393r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 20](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f141607747r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 21](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f3012927571r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 22](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f3010427968r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 23](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f1902745536r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 24](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f642276181r.jpg)

![4000 Gulf Terrace Drive #228 - Photo 25](http://lh.rdcpix.com/d25fff85191cef723dc4694f6a855c47l-f3562595390r.jpg)

---

**MLS#:** 1009137 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/4000-gulf-terrace-drive-destin-fl-32541-9d655e65742c48b2923b7e7b264e2425)

---

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