# 4000 Gulf Terrace Drive #263, Destin, FL 32541

> **TL;DR:** 1bd/1ba condo, $195,000 ($264/sqft), built 1973, 738 sqft.
> Fireplace, A/C. Est. $1,645/mo. Listed 122 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $195,000 |
| Price/sqft | $264 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 738 |
| Year Built | 1973 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 122 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $986 |
| Estimated Insurance | $57 |
| HOA | $602 |
| **Total** | **$1,645** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1973
- 2 stories
- Fireplace

## Description

### Agent Description
Welcome to Copper Cay -- a stylish coastal retreat in the heart of Destin! Perfectly positioned for easy access to everything the Emerald Coast is known for, this beautifully updated condo places you just minutes from deep sea fishing, Crab Island, sugar-white sand beaches, waterfront dining, shopping, and entertainment. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this location delivers the ultimate Destin lifestyle. This spacious 1-bedroom, 1-bath condo offers approximately 800 square feet of comfortable living, blending industrial farmhouse charm with warm copper accents for a unique and inviting feel. Inside, you'll find an updated kitchen with granite countertops, newer appliances, and hardwood flooring throughout. The open layout creates a cozy yet functional space, and the convenience of your own private washer and dryer makes everyday living easy. Best of all, all appliances convey for a move-in-ready opportunity. The community offers resort-style amenities including 3 pools (one conveniently located right next to the building), tennis courts, outdoor grilling areas, a community room, and a peaceful lake walkover just steps away. Whether you're searching for a low-maintenance beachside escape or a smart investment in one of Destin's most desirable areas, Copper Cay offers the perfect blend of comfort, charm, and coastal convenience.

## Location

- **Address:** 4000 Gulf Terrace Drive #263, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** GULF TERRACE CONDO
- **Coordinates:** 30.388433, -86.467346
- **Google Maps:** https://www.google.com/maps?q=30.388433,-86.467346

## Listing Agent

- **Name:** Nikki Segraves Wood · **License:** 3070604
- **Brokerage:** ERA American Real Estate
- **Broker Phone:** (850) 651-2454
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4000-Gulf-Terrace-Dr-Unit-263_Destin_FL_32541_M55668-54551?f=listhub&s=ECARMLSFL&m=1006602&c=propsimple)

## Photos

![4000 Gulf Terrace Drive #263 - Photo 1](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f2342219105r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 2](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f3673198886r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 3](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f2821273993r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 4](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f2431366040r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 5](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f1334601041r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 6](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f2243234503r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 7](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f1963654583r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 8](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f3125984455r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 9](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f253382506r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 10](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f3155315429r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 11](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f4265620338r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 12](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f155581824r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 13](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f2753848915r.jpg)

![4000 Gulf Terrace Drive #263 - Photo 14](http://lh.rdcpix.com/ac30dc92e06013adf74ec259a7298672l-f1301718167r.jpg)

---

**MLS#:** 1006602 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/4000-gulf-terrace-drive-destin-fl-32541-a0a1897d0f11464da59d965d278ee357)

---

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