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About This Home

This 2-bedroom, 1-bathroom single family at 401 S 3rd Street in Polk City, IA is listed for $165,000 ($194 per sqft). Built in 1903, the home offers 850 sqft of living space on a 0.12 acres lot.

Agent Description

This adorable two-bedroom, one-bathroom home features a bright, open floor plan with thoughtful updates throughout, creating a comfortable and functional living space. The inviting layout allows seamless flow between the living, dining, and kitchen areas, enhancing the home's open and welcoming feel.

With its manageable size and appealing updates, this property is ideal for first-time home buyers, investors seeking a solid rental, or buyers considering USDA financing. Located just steps from the Polk City square and centrally situated near Big Creek and Saylorville Lake, this home offers plenty of dining, shopping, and outdoor activities to enjoy.

Charming, cozy, and full of character, it lets you embrace small-town living while keeping downtown Des Moines just a short drive away! Don't miss the opportunity to make this wonderful property your own!

Key Features

  • Built in 1903
  • 0.12 acre lot

Property Details

1 full
1903

Amenities

A/C

Monthly Cost Estimate

$882/mo

20% down · 6.5% · 30 years

Principal$119
Interest$715
Insurance$48

Estimates only. Actual payments may vary.

Location

401 S 3rd Street

Polk City, IA 50226

Property Details

Flooring

Vinyl

Construction

VinylSiding

Cooling

Window Unit(s)

Appliances

DryerMicrowaveRefrigeratorStoveWasher

Questions & Answers

This 2-bedroom, 1-bathroom single family at 401 S 3rd Street is listed at $165,000 ($194/sqft). The estimated monthly payment is $715 based on 20% down at 6.5% interest.

Key features include: Built in 1903, 0.12 acre lot.

This property is listed by Madi Beck and can be reached at 5156695658 or madibeckrealty@gmail.com.

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MB

Madi Beck

Agent at Realty ONE Group Impact

(515) 669-5658

Listed by Realty ONE Group Impact

MLS# 736570· Source: listhub· Updated 21 days ago

Copyright © 2026 Des Moines Area Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

401 S 3rd Street, Polk City, IA 50226

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