# 4020 Watergate Dr, Milton, FL 32583

> **TL;DR:** 4bd/2ba single family, $369,600 ($195/sqft), built 2026, 1,895 sqft.
> A/C, 2-car garage. Est. $2,697/mo. Listed 35 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $369,600 |
| Price/sqft | $195 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,895 |
| Year Built | 2026 |
| Lot Size | 8,712 sqft (0.20 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 35 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,869 |
| Estimated Insurance | $108 |
| HOA | $720 |
| **Total** | **$2,697** |

## Nearby Schools

- **Elementary:** East Milton
- **Middle:** KING
- **High:** Milton

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 2026
- 0.20 acre lot
- 2 parking spaces

## Description

### Agent Description
As you step into the Bay, you'll be greeted by the inviting open living room and dining room, creating a warm and welcoming ambiance. Continuing further, you'll discover the well-appointed kitchen and great room, perfect for entertaining and creating lasting memories. The owners' suite is privately located off its own hallway, offering a tranquil retreat. It features an ensuite bathroom and a generously sized walk-in closet, providing both comfort and convenience. Additionally, this home offers three additional bedrooms, each generously proportioned to accommodate your family's needs. The laundry room is just steps away from the 2-car garage, ensuring plenty of space for storage and parking. Crafted with our unwavering commitment to quality, the Palmer incorporates energy smart features throughout. From the digital thermostat and a heating, ventilation, and A/C system to the roof vent and soffit for efficient attic ventilation, and dual pane energy-efficient windows, every detail is designed to enhance comfort and sustainability.

## Location

- **Address:** 4020 Watergate Dr, Milton, FL 32583
- **County:** Santa Rosa
- **Neighborhood:** Yellow River Ranch
- **Coordinates:** 30.580539, -86.950629
- **Google Maps:** https://www.google.com/maps?q=30.580539,-86.950629

## Listing Agent

- **Name:** Trish Lohela
- **Brokerage:** HOLIDAY BUILDERS OF THE GULF COAST, LLC
- **Broker Phone:** 225 850-502-5594
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4020-Watergate-Dr_Milton_FL_32583_M93663-85434?f=listhub&s=PARFL&m=689378&c=propsimple)

## Photos

![4020 Watergate Dr - Photo 1](http://lh.rdcpix.com/bd244f498b9c9546d04aaa8b86d9b3e2l-f1490291112r.jpg)

![4020 Watergate Dr - Photo 2](http://lh.rdcpix.com/bd244f498b9c9546d04aaa8b86d9b3e2l-f2815254895r.jpg)

---

**MLS#:** 689378 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/4020-watergate-dr-milton-fl-32583-04ca5329716c4b248f27d559774cd754)

---

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