# 403 S Church Street, Smithfield, VA 23430 > **TL;DR:** 3bd/2ba single family, $481,000 ($490/sqft), built 1950, 982 sqft. > Waterfront. Est. $2,572/mo. Listed 2681 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $481,000 | | Price/sqft | $490 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 982 | | Year Built | 1950 | | Lot Size | 6,970 sqft (0.16 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 2681 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,432 | | Estimated Insurance | $140 | | **Total** | **$2,572** | ## Nearby Schools - **Elementary:** Hardy Elementary - **Middle:** Smithfield Middle ## Key Amenities - Waterfront ## Property Highlights - Built in 1950 - 0.16 acre lot - Waterfront ## Description ### Agent Description DEEP WATER!!! Beautiful view of the Pagan River located next to Smithfield Station! The value is in the land! Property is being sold as-is/where is. ## Location - **Address:** 403 S Church Street, Smithfield, VA 23430 - **County:** Isle of Wight County VA - **Neighborhood:** ALL OTHERS AREA 64 - **Coordinates:** 36.982417, -76.624107 - **Google Maps:** https://www.google.com/maps?q=36.982417,-76.624107 ## Listing Agent - **Name:** Chuck Dunlap - **Brokerage:** garrett Realty Partners - **Broker Phone:** (757) 873-1002 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/403-S-Church-St_Smithfield_VA_23430_M52575-75871?f=listhub&s=REINVA&m=10266936&c=propsimple) ## Photos ![403 S Church Street - Photo 1](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f2158545457r.jpg) ![403 S Church Street - Photo 2](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f2659957684r.jpg) ![403 S Church Street - Photo 3](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f3149946256r.jpg) ![403 S Church Street - Photo 4](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f935865312r.jpg) ![403 S Church Street - Photo 5](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f3861058005r.jpg) ![403 S Church Street - Photo 6](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f1625905890r.jpg) ![403 S Church Street - Photo 7](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f460404495r.jpg) ![403 S Church Street - Photo 8](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f2024727641r.jpg) ![403 S Church Street - Photo 9](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f66473642r.jpg) ![403 S Church Street - Photo 10](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f2370425648r.jpg) ![403 S Church Street - Photo 11](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f3686216596r.jpg) ![403 S Church Street - Photo 12](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f4052796340r.jpg) ![403 S Church Street - Photo 13](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f917238818r.jpg) ![403 S Church Street - Photo 14](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f500827070r.jpg) ![403 S Church Street - Photo 15](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f2298957239r.jpg) ![403 S Church Street - Photo 16](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f1173688421r.jpg) ![403 S Church Street - Photo 17](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f2832416777r.jpg) ![403 S Church Street - Photo 18](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f1590398666r.jpg) ![403 S Church Street - Photo 19](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f2817118862r.jpg) --- **MLS#:** 10266936 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Real Estate Information Network, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/403-s-church-street-smithfield-va-23430-e608d7dab5b94aeeaefbc3d9134fbfb0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/403-s-church-street-smithfield-va-23430-e608d7dab5b94aeeaefbc3d9134fbfb0#listing", "url": "https://staging.propertysimple.ai/listing/403-s-church-street-smithfield-va-23430-e608d7dab5b94aeeaefbc3d9134fbfb0", "name": "403 S Church Street, Smithfield, VA 23430", "description": "DEEP WATER!!! Beautiful view of the Pagan River located next to Smithfield Station! The value is in the land! 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