About This Home

This 3-bedroom, 2-bathroom single family at 4034 Oak Valley Drive in Stem, NC is listed for $345,000 ($227 per sqft). Built in 1991, the home offers 1,520 sqft of living space on a 0.90 acres lot.

Key Features

  • Built in 1991
  • 0.90 acre lot
  • Fireplace

Property Details

1 story
2 full
1991

Amenities

FireplaceA/C
Listing Description

**UP TO $10,000 IN SELLER AND LENDER PAID CLOSING COSTS AVAILABLE! Don't miss this incredible opportunity to save thousands on your home purchase. This home is already priced $10,000 below a recent appraisal, giving you instant value from day one. Plus, qualified buyers may receive up to $10,000 in seller and lender paid closing costs (with preferr

ed lender, Patrick Bayley, Mutual of Omaha Mortgage, NMLS #68956), making homeownership even more affordable. With exceptional value and significant savings, this is an opportunity you won't want to pass up! This beautifully updated 3-bedroom, 2-bath home, perfectly situated on a private 0.9-acre lot that offers the space and freedom you've been searching for.

Fresh interior paint and luxury vinyl plank flooring create a stylish, move-in-ready interior, while the convenient main-level primary suite provides comfortable everyday living. The kitchen is designed to impress with granite countertops, upgraded stainless steel appliances, abundant cabinetry, and a bright breakfast nook.

Gather with family and friends in the inviting family room featuring a cozy fireplace with custom built-ins, or host memorable dinners in the formal dining room. Step outside and enjoy your own backyard retreat with a covered front porch, an expansive rear deck, and a fully fenced yard that's perfect for entertaining, pets, gardening, or simply relaxing.

The powered workshop and attached storage room offer endless possibilities for hobbies, projects, a home gym, or extra storage. A recently pressure-washed deck, freshly painted shed, and refrigerator that conveys add even more value. With minimal HOA restrictions and just a $150 annual road maintenance fee, you'll enjoy the flexibility to truly make this property your own. Offering the perfect combination of updates, privacy, and exceptional value, this home is ready to welcome its next owners.

Monthly Cost Estimate

$1,995/mo

20% down · 6.5% · 30 years

Principal$250
Interest$1,495
Insurance$101
HOA$150

Estimates only. Actual payments may vary.

Location

4034 Oak Valley Drive

Stem, NC 27581

Oak Valley Farms

Property Details

Flooring

Vinyl

Construction

Vinyl Siding

Outdoor Features

PorchDeck

Heating

Electric (Heating)Fireplace(s)

Cooling

Central Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4034 Oak Valley Drive is listed at $345,000 ($227/sqft). The estimated monthly payment is $1,996 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 1991, 0.90 acre lot, Fireplace.

This property is listed by Terry Carpenter.

TC

Terry Carpenter

Agent at Coldwell Banker Howard Perry and Walston

Listed by Coldwell Banker Howard Perry and Walston · Broker phone: (919) 789-5200 · View on Broker Site · Broker website

MLS# 10196789· Source: Doorify MLS· 26 days on PropertySimple

Copyright © 2026 Doorify MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4034 Oak Valley Drive, Stem, NC 27581

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