# 404 S Ponderosa Street, Payson, AZ 85541 > **TL;DR:** 3bd/4ba residential multi family, $450,000, built 2019. > A/C. Est. $2,406/mo. Listed 132 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $450,000 | | Bedrooms | 3 | | Bathrooms | 4 full | | Year Built | 2019 | | Property Type | Residential Multi Family (Other) | | Status | Active | | Days on Market | 132 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,275 | | Estimated Insurance | $131 | | **Total** | **$2,406** | ## Nearby Schools - **Elementary:** Julia Randall Elementary School - **Middle:** Rim Country Middle School - **High:** Payson High School ## Key Amenities - A/C ## Property Highlights - Built in 2019 ## Description ### Agent Description This beautiful yet affordable home right in the center of town. Quiet yet close to everything. Consists of a main home and a small apartment with a separate entrance. The main home has 2 master bedroom and 2.5 bathrooms. Custom paint and cabinets. Upgraded GE slate appliances. Free-Standing center island remains with house. Trex decking. Energy efficient. making good money) Paved parking and RV hookup and Storage. Create your own split floor plan home with room for everyone or own your investment property here in the cool Payson area. Here are a few ''extras'' we want to make sure you know about: New upper roof (all except the little piece over the front porch) - fall, 2025 Fully fenced, very large side yard Walkout basement in the back is a small apartment with 1 bedroom, a second room that consists of a kitchenette/living room combo, and a spacious bathroom. It currently has a tenant making good money. It could become an adult child's or grandparents's living quarters, a guest apartment. Private patio. Includes: Two-door 10 cu ft fridge Microwave Toaster oven Full-size sink with disposal Flip-up countertop extension Dimmered under-cabinet lighting Large pantry with bright, even lighting Range hood with ducted exhaust fan Induction cooktop can be put away in pantry or used on the patio with an ext cord Ceiling fans in bedroom and kitchen/living room 43" smart TV Flip-up coffee table Kitchen/livingroom has hard flooring, bedroom has new carpet. Unit is bermed up (half under ground) and so needs less heating/cooling Window a/c and in-wall heaters Full-sized bathroom with roomy shower and built-in linen closet North-facing pavers patio with pavers, table, chairs, umbrella, and 3-string patio lights, is shrubbery - secluded. ## Location - **Address:** 404 S Ponderosa Street, Payson, AZ 85541 - **County:** Gila - **Coordinates:** 34.236124, -111.321173 - **Google Maps:** https://www.google.com/maps?q=34.236124,-111.321173 ## Listing Agent - **Name:** Edyi Fawcett-Nickola - **Brokerage:** Real Broker - **Broker Phone:** (480) 907-8294 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/404-S-Ponderosa-St_Payson_AZ_85541_M27772-68960?f=listhub&s=ARMLSAZ&m=7057523&c=propsimple) ## Photos ![404 S Ponderosa Street - Photo 1](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f1306787122r.jpg) ![404 S Ponderosa Street - Photo 2](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3230209279r.jpg) ![404 S Ponderosa Street - Photo 3](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f899815933r.jpg) ![404 S Ponderosa Street - Photo 4](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f626434677r.jpg) ![404 S Ponderosa Street - Photo 5](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f1177498133r.jpg) ![404 S Ponderosa Street - Photo 6](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f353955472r.jpg) ![404 S Ponderosa Street - Photo 7](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2906457958r.jpg) ![404 S Ponderosa Street - Photo 8](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3247761864r.jpg) ![404 S Ponderosa Street - Photo 9](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3367952807r.jpg) ![404 S Ponderosa Street - Photo 10](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2858637506r.jpg) ![404 S Ponderosa Street - Photo 11](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3834749234r.jpg) ![404 S Ponderosa Street - Photo 12](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2577725864r.jpg) ![404 S Ponderosa Street - Photo 13](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f1283820205r.jpg) ![404 S Ponderosa Street - Photo 14](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3000401663r.jpg) ![404 S Ponderosa Street - Photo 15](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3350446598r.jpg) ![404 S Ponderosa Street - Photo 16](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f1582434360r.jpg) ![404 S Ponderosa Street - Photo 17](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f78482257r.jpg) ![404 S Ponderosa Street - Photo 18](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f1951781188r.jpg) ![404 S Ponderosa Street - Photo 19](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2562521696r.jpg) ![404 S Ponderosa Street - Photo 20](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3327350025r.jpg) ![404 S Ponderosa Street - Photo 21](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3569615990r.jpg) ![404 S Ponderosa Street - Photo 22](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f1933883924r.jpg) ![404 S Ponderosa Street - Photo 23](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f164055141r.jpg) ![404 S Ponderosa Street - Photo 24](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3230209279r.jpg) ![404 S Ponderosa Street - Photo 25](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2090907283r.jpg) ![404 S Ponderosa Street - Photo 26](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f269978470r.jpg) ![404 S Ponderosa Street - Photo 27](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3416726768r.jpg) ![404 S Ponderosa Street - Photo 28](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f1947019714r.jpg) ![404 S Ponderosa Street - Photo 29](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f1545094200r.jpg) ![404 S Ponderosa Street - Photo 30](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f4057167455r.jpg) ![404 S Ponderosa Street - Photo 31](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2921590171r.jpg) ![404 S Ponderosa Street - Photo 32](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2245609685r.jpg) ![404 S Ponderosa Street - Photo 33](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f4032010940r.jpg) ![404 S Ponderosa Street - Photo 34](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f132206240r.jpg) ![404 S Ponderosa Street - Photo 35](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3634600494r.jpg) ![404 S Ponderosa Street - Photo 36](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f4145303546r.jpg) ![404 S Ponderosa Street - Photo 37](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2416924121r.jpg) ![404 S Ponderosa Street - Photo 38](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f405936805r.jpg) ![404 S Ponderosa Street - Photo 39](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2861793015r.jpg) ![404 S Ponderosa Street - Photo 40](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2893914862r.jpg) ![404 S Ponderosa Street - Photo 41](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f593152728r.jpg) ![404 S Ponderosa Street - Photo 42](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f170515850r.jpg) ![404 S Ponderosa Street - Photo 43](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2948438207r.jpg) ![404 S Ponderosa Street - Photo 44](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f2501173716r.jpg) ![404 S Ponderosa Street - Photo 45](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3027910872r.jpg) ![404 S Ponderosa Street - Photo 46](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3808549899r.jpg) ![404 S Ponderosa Street - Photo 47](http://lh.rdcpix.com/e17ba745abfdd5c1bef549e2876d222cl-f3252545813r.jpg) --- **MLS#:** 7057523 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/404-s-ponderosa-street-payson-az-85541-62ebd81bf0c1444483b712ea4002fca9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/404-s-ponderosa-street-payson-az-85541-62ebd81bf0c1444483b712ea4002fca9#listing", "url": "https://staging.propertysimple.ai/listing/404-s-ponderosa-street-payson-az-85541-62ebd81bf0c1444483b712ea4002fca9", "name": "404 S Ponderosa Street, Payson, AZ 85541", "description": "This beautiful yet affordable home right in the center of town. Quiet yet close to everything. Consists of a main home and a small apartment with a separate entrance. The main home has 2 master bedroom and 2.5 bathrooms. Custom paint and cabinets. Upgraded GE slate appliances. 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