# 404 SW 7th Terrace, Concordia, MO 64020

> **TL;DR:** 4bd/4ba single family, $235,000 ($166/sqft), built 1997, 1,416 sqft.
> A/C, 2-car garage. Est. $1,257/mo. Listed 115 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $235,000 |
| Price/sqft | $166 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 1,416 |
| Year Built | 1997 |
| Lot Size | 9,148 sqft (0.21 acres) |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 115 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,188 |
| Estimated Insurance | $69 |
| **Total** | **$1,257** |

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1997
- 0.21 acre lot

## Description

### Agent Description
Discover the space and potential this 4-bedroom, 3.5-bath home has to offer! Featuring an oversized attached garage with an additional storage room, there's plenty of space for vehicles, tools, hobbies, and more. Inside, the open-concept living room and kitchen create a welcoming space for everyday living and entertaining, while all four generously sized bedrooms and a convenient main-level laundry room offer a functional layout. The spacious primary suite includes an updated ensuite bathroom with a double vanity. Downstairs, the basement provides additional space and endless possibilities to make it your own, whether you envision a recreation room, home gym, workshop, or additional living space. Outside, enjoy the fenced backyard with a deck, offering room to relax, entertain, or enjoy time outdoors. With generous room throughout, practical features, and plenty of potential to personalize, this Concordia home is ready for its next owner!

## Location

- **Address:** 404 SW 7th Terrace, Concordia, MO 64020
- **County:** Lafayette
- **Coordinates:** 38.982431, -93.573241
- **Google Maps:** https://www.google.com/maps?q=38.982431,-93.573241

## Listing Agent

- **Name:** Megan Spencer
- **Brokerage:** ELITE REALTY
- **Broker Phone:** (660) 747-8181
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/404-SW-7th-Ter_Concordia_MO_64020_M71466-87374?f=listhub&s=HMLSKS&m=2630790&c=propsimple)

## Photos

![404 SW 7th Terrace - Photo 1](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f2041565859r.jpg)

![404 SW 7th Terrace - Photo 2](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f1386786367r.jpg)

![404 SW 7th Terrace - Photo 3](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f435047402r.jpg)

![404 SW 7th Terrace - Photo 4](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f589697558r.jpg)

![404 SW 7th Terrace - Photo 5](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f2386556826r.jpg)

![404 SW 7th Terrace - Photo 6](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f1696944641r.jpg)

![404 SW 7th Terrace - Photo 7](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f992359148r.jpg)

![404 SW 7th Terrace - Photo 8](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f3079374098r.jpg)

![404 SW 7th Terrace - Photo 9](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f622870099r.jpg)

![404 SW 7th Terrace - Photo 10](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f3884213476r.jpg)

![404 SW 7th Terrace - Photo 11](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f407092985r.jpg)

![404 SW 7th Terrace - Photo 12](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f3028131286r.jpg)

![404 SW 7th Terrace - Photo 13](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f2129818786r.jpg)

![404 SW 7th Terrace - Photo 14](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f763450937r.jpg)

![404 SW 7th Terrace - Photo 15](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f1450698902r.jpg)

![404 SW 7th Terrace - Photo 16](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f3173396334r.jpg)

![404 SW 7th Terrace - Photo 17](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f737939628r.jpg)

![404 SW 7th Terrace - Photo 18](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f1816087634r.jpg)

![404 SW 7th Terrace - Photo 19](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f1523284147r.jpg)

![404 SW 7th Terrace - Photo 20](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f834954r.jpg)

![404 SW 7th Terrace - Photo 21](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f2100861107r.jpg)

![404 SW 7th Terrace - Photo 22](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f3957333659r.jpg)

![404 SW 7th Terrace - Photo 23](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f3601290403r.jpg)

![404 SW 7th Terrace - Photo 24](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f807482105r.jpg)

![404 SW 7th Terrace - Photo 25](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f488400191r.jpg)

![404 SW 7th Terrace - Photo 26](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f4059144356r.jpg)

![404 SW 7th Terrace - Photo 27](http://lh.rdcpix.com/25601bff33f10b8f5a074847db8ca8aal-f2242780832r.jpg)

---

**MLS#:** 2630790 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/404-sw-7th-terrace-concordia-mo-64020-44547b369c3f45c986943759003c8b53)

---

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