# 405 Bay Shore Drive, Panama City Beach, FL 32407

> **TL;DR:** 3bd/2ba single family, $799,000 ($406/sqft), built 1959, 1,968 sqft.
> Fireplace, Waterfront, A/C, RV Parking. Est. $4,273/mo. Listed 143 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $799,000 |
| Price/sqft | $406 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,968 |
| Year Built | 1959 |
| Lot Size | 23,958 sqft (0.55 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 143 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,040 |
| Estimated Insurance | $233 |
| **Total** | **$4,273** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Fireplace
- Waterfront
- A/C
- RV Parking
- 2-car garage

## Property Highlights

- Built in 1959
- 0.55 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
191 FEET OF WATERFRONT - 0.55 ACRE - NO HOA - PRIVATE DOCK & BOAT LIFT - DIRECT BAY ACCESS Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St. Andrews Bay and the Gulf of Mexico. For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam boat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St. Andrews Bay in minutes. From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area's boat-accessible restaurants, or finish the day with a sunset ride across the bay. This is the kind of property where boating isn't something you plan around--it becomes part of everyday life. The 0.55-acre lot and approximately 191 feet of waterfront provide a combination of space and shoreline that can be difficult to replicate. A wide electronic gate, extensive paver area, and dedicated space for a boat trailer or RV add even more flexibility--all with NO HOA. Built in 1958, the 3-bedroom residence reflects the Old Florida character of Woodlawn, one of the area's earlier planned waterfront communities. Inside, you'll find 2 full bathrooms plus a convenient half bath near the garage, along with a Florida room that expands the living space and creates an easy transition between the home and waterfront. Unique features give the property additional character, including a built-in mini bar, covered outdoor patio, and built-in BBQ grill with a functioning flue system--an ideal setup for entertaining after a day on the water. And while the property feels tucked away from the busier tourist corridor, the location remains exceptionally convenient. Historic St. Andrews, Downtown Panama City, restaurants, shopping, and entertainment are just minutes away, while Panama City Beach and Pier Park are within an easy drive. This isn't simply a home near the water--it's a waterfront property built around the boating lifestyle. With approximately 191 feet of seawall, more than half an acre, a private dock and boat lift, room for your boat or RV, direct access to St. Andrews Bay, and no HOA, 405 Bay Shore Drive offers a combination that's increasingly hard to find. Bring your boat and come experience what waterfront living in Panama City Beach can look like.

## Location

- **Address:** 405 Bay Shore Drive, Panama City Beach, FL 32407
- **County:** Bay
- **Neighborhood:** Woodlawn Unit 2
- **Coordinates:** 30.190043, -85.754704
- **Google Maps:** https://www.google.com/maps?q=30.190043,-85.754704

## Listing Agent

- **Name:** Jason R Maddux · **License:** SL3596140
- **Brokerage:** Pelican Real Estate
- **Broker Phone:** (850) 896-1225
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/405-Bay-Shore-Dr_Panama-City-Beach_FL_32407_M64620-02421?f=listhub&s=BCARFL&m=790982&c=propsimple)

## Photos

![405 Bay Shore Drive - Photo 1](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f204490874r.jpg)

![405 Bay Shore Drive - Photo 2](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f3042659717r.jpg)

![405 Bay Shore Drive - Photo 3](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f3745407609r.jpg)

![405 Bay Shore Drive - Photo 4](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f3677835993r.jpg)

![405 Bay Shore Drive - Photo 5](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f2389000107r.jpg)

![405 Bay Shore Drive - Photo 6](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f367713432r.jpg)

![405 Bay Shore Drive - Photo 7](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f1573124247r.jpg)

![405 Bay Shore Drive - Photo 8](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f2209871106r.jpg)

![405 Bay Shore Drive - Photo 9](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f832868557r.jpg)

![405 Bay Shore Drive - Photo 10](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f2360905676r.jpg)

![405 Bay Shore Drive - Photo 11](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f1207951801r.jpg)

![405 Bay Shore Drive - Photo 12](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f2588963523r.jpg)

![405 Bay Shore Drive - Photo 13](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f1387469781r.jpg)

![405 Bay Shore Drive - Photo 14](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f244059903r.jpg)

![405 Bay Shore Drive - Photo 15](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f2927667579r.jpg)

![405 Bay Shore Drive - Photo 16](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f2568704848r.jpg)

![405 Bay Shore Drive - Photo 17](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f310746293r.jpg)

![405 Bay Shore Drive - Photo 18](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f657817595r.jpg)

![405 Bay Shore Drive - Photo 19](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f433804821r.jpg)

![405 Bay Shore Drive - Photo 20](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f507944738r.jpg)

![405 Bay Shore Drive - Photo 21](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f620866754r.jpg)

![405 Bay Shore Drive - Photo 22](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f1122905801r.jpg)

![405 Bay Shore Drive - Photo 23](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f3591009555r.jpg)

![405 Bay Shore Drive - Photo 24](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f3113714943r.jpg)

![405 Bay Shore Drive - Photo 25](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f4134459565r.jpg)

![405 Bay Shore Drive - Photo 26](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f2532640697r.jpg)

![405 Bay Shore Drive - Photo 27](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f4001740487r.jpg)

![405 Bay Shore Drive - Photo 28](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f3895204912r.jpg)

![405 Bay Shore Drive - Photo 29](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f344172220r.jpg)

![405 Bay Shore Drive - Photo 30](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f301947842r.jpg)

![405 Bay Shore Drive - Photo 31](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f22867902r.jpg)

![405 Bay Shore Drive - Photo 32](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f799113222r.jpg)

![405 Bay Shore Drive - Photo 33](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f3216106688r.jpg)

![405 Bay Shore Drive - Photo 34](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f676053472r.jpg)

![405 Bay Shore Drive - Photo 35](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f2226309536r.jpg)

![405 Bay Shore Drive - Photo 36](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f1303418965r.jpg)

![405 Bay Shore Drive - Photo 37](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f1180149066r.jpg)

![405 Bay Shore Drive - Photo 38](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f3658472335r.jpg)

![405 Bay Shore Drive - Photo 39](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f3985152033r.jpg)

![405 Bay Shore Drive - Photo 40](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f3127981330r.jpg)

![405 Bay Shore Drive - Photo 41](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f920896206r.jpg)

![405 Bay Shore Drive - Photo 42](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f4262835633r.jpg)

![405 Bay Shore Drive - Photo 43](http://lh.rdcpix.com/da46abd6b723cc343e4b4b5fd12d0b15l-f2269507749r.jpg)

---

**MLS#:** 790982 | **Updated:** 2026-10-24
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/405-bay-shore-drive-panama-city-beach-fl-32407-1c06e0ab2bb943bc9e33859e0ff7c555)

---

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