About This Home

This 3-bedroom, 2-bathroom single family at 405 Bay Shore Drive in Panama City Beach, FL is listed for $799,000 ($406 per sqft). Built in 1959, the home offers 1,968 sqft of living space on a 0.55 acres lot.

Key Features

  • Built in 1959
  • 0.55 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
2-car garage
1959

Amenities

FireplaceWaterfrontA/CRV Parking
Listing Description

191 FEET OF WATERFRONT - 0.55 ACRE - NO HOA - PRIVATE DOCK & BOAT LIFT - DIRECT BAY ACCESS Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St.

Andrews Bay and the Gulf of Mexico. For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam boat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St.

Andrews Bay in minutes. From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area's boat-accessible restaurants, or finish the day with a sunset ride across the bay. This is the kind of property where boating isn't something you plan around--it becomes part of everyday life.

The 0.55-acre lot and approximately 191 feet of waterfront provide a combination of space and shoreline that can be difficult to replicate. A wide electronic gate, extensive paver area, and dedicated space for a boat trailer or RV add even more flexibility--all with NO HOA.

Built in 1958, the 3-bedroom residence reflects the Old Florida character of Woodlawn, one of the area's earlier planned waterfront communities. Inside, you'll find 2 full bathrooms plus a convenient half bath near the garage, along with a Florida room that expands the living space and creates an easy transition between the home and waterfront.

Unique features give the property additional character, including a built-in mini bar, covered outdoor patio, and built-in BBQ grill with a functioning flue system--an ideal setup for entertaining after a day on the water. And while the property feels tucked away from the busier tourist corridor, the location remains exceptionally convenient.

Historic St. Andrews, Downtown Panama City, restaurants, shopping, and entertainment are just minutes away, while Panama City Beach and Pier Park are within an easy drive. This isn't simply a home near the water--it's a waterfront property built around the boating lifestyle.

With approximately 191 feet of seawall, more than half an acre, a private dock and boat lift, room for your boat or RV, direct access to St. Andrews Bay, and no HOA, 405 Bay Shore Drive offers a combination that's increasingly hard to find. Bring your boat and come experience what waterfront living in Panama City Beach can look like.

Monthly Cost Estimate

$4,273/mo

20% down · 6.5% · 30 years

Principal$578
Interest$3,462
Insurance$233

Estimates only. Actual payments may vary.

Location

405 Bay Shore Drive

Panama City Beach, FL 32407

Woodlawn Unit 2

Features & Amenities

Interior Features

MainLevelPrimaryShowerOnly

Exterior Features

BoatLiftBarbecueCoveredPatioDockPatioFirePitOutdoorShowerPorchRainGutters

Property Details

Construction

Brick WoodFrame

Outdoor Features

DeckPatioPorch

Parking

OpenGarageRV

Heating

CentralFireplace(s)Natural GasElectric (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

GasCooktopGasRangeGasWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 405 Bay Shore Drive is listed at $799,000 ($406/sqft). The estimated monthly payment is $4,273 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1959, 0.55 acre lot, Fireplace, Waterfront. Interior Features: MainLevelPrimary, ShowerOnly. Exterior Features: BoatLift, Barbecue, CoveredPatio.

This property is listed by Jason R Maddux.

JM

Jason R Maddux

License SL3596140

Agent at Pelican Real Estate

Listed by Pelican Real Estate · Broker phone: (850) 896-1225 · View on Broker Site · Broker website

MLS# 790982· Source: Central Panhandle Association of REALTORS· 142 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

405 Bay Shore Drive, Panama City Beach, FL 32407

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