# 405 E Saginaw, Saint Louis, MI 48880 > **TL;DR:** 3bd/2ba single family, $219,999 ($118/sqft), built 1871, 1,868 sqft. > Fireplace, Waterfront, 2-car garage. Est. $1,176/mo. Listed 141 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $219,999 | | Price/sqft | $118 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,868 | | Year Built | 1871 | | Lot Size | 36,590 sqft (0.84 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 141 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,112 | | Estimated Insurance | $64 | | **Total** | **$1,176** | ## Key Amenities - Fireplace - Waterfront - 2-car garage ## Property Highlights - Built in 1871 - 0.84 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Back on market due to no fault of the home! Step into timeless character and everyday comfort with this beautifully maintained Victorian-style home in the heart of St. Louis. Set on an oversized 0.84-acre lot near downtown, schools, parks, and local conveniences, this property offers the charm of a historic home with major updates already completed. Inside, you'll find approximately 1,868 square feet of inviting living space filled with original woodwork, warm hardwood floors, spacious rooms, and natural light throughout. The welcoming layout features a large living area, an updated kitchen with abundant cabinet space and a striking coffered ceiling, plus spacious bedrooms and additional flex spaces perfect for a home office, hobby room, or reading nook. Recent improvements provide added peace of mind, including foundation work completed between 2024-2025, a newer roof installed in 2019, and updated heating systems in 2019. Outside, the deep backyard offers room to entertain, garden, relax beneath mature shade trees, and enjoy approximately 92 feet of scenic Pine River frontage that creates a peaceful natural backdrop right in your own backyard. If you've been searching for a home with historic charm, character, and space all within minutes of downtown St. Louis, this one is worth a look. ## Location - **Address:** 405 E Saginaw, Saint Louis, MI 48880 - **County:** Gratiot - **Coordinates:** 43.409541, -84.602116 - **Google Maps:** https://www.google.com/maps?q=43.409541,-84.602116 ## Listing Agent - **Name:** Jeanette Corbin - **Brokerage:** Keller Williams Northern Michigan - **Broker Phone:** (231) 947-8200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/405-E-Saginaw-St_Saint-Louis_MI_48880_M33406-24812?f=listhub&s=TAAR&m=1946310&c=propsimple) ## Photos ![405 E Saginaw - Photo 1](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f1432934199r.jpg) ![405 E Saginaw - Photo 2](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f3997373534r.jpg) ![405 E Saginaw - Photo 3](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f837871410r.jpg) ![405 E Saginaw - Photo 4](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f913488561r.jpg) ![405 E Saginaw - Photo 5](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f4176884851r.jpg) ![405 E Saginaw - Photo 6](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f3720938106r.jpg) ![405 E Saginaw - Photo 7](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f884409819r.jpg) ![405 E Saginaw - Photo 8](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f3483636623r.jpg) ![405 E Saginaw - Photo 9](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f3574721228r.jpg) ![405 E Saginaw - Photo 10](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f4077910158r.jpg) ![405 E Saginaw - Photo 11](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f469596253r.jpg) ![405 E Saginaw - Photo 12](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f3221337427r.jpg) ![405 E Saginaw - Photo 13](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f1734514958r.jpg) ![405 E Saginaw - Photo 14](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f1794904869r.jpg) ![405 E Saginaw - Photo 15](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f2945059396r.jpg) ![405 E Saginaw - Photo 16](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f991976057r.jpg) ![405 E Saginaw - Photo 17](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f420962990r.jpg) ![405 E Saginaw - Photo 18](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f4001646596r.jpg) ![405 E Saginaw - Photo 19](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f59525191r.jpg) ![405 E Saginaw - Photo 20](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f1178450343r.jpg) ![405 E Saginaw - Photo 21](http://lh.rdcpix.com/d5eacab354bb137559ce009adae27eddl-f1667429614r.jpg) --- **MLS#:** 1946310 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/405-e-saginaw-saint-louis-mi-48880-ce2a17713384406ca68d23f2dde8bbda) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/405-e-saginaw-saint-louis-mi-48880-ce2a17713384406ca68d23f2dde8bbda#listing", "url": "https://staging.propertysimple.ai/listing/405-e-saginaw-saint-louis-mi-48880-ce2a17713384406ca68d23f2dde8bbda", "name": "405 E Saginaw, Saint Louis, MI 48880", "description": "Back on market due to no fault of the home! Step into timeless character and everyday comfort with this beautifully maintained Victorian-style home in the heart of St. Louis. 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