About This Home

This 3-bedroom, 2-bathroom single family at 405 Ray St in New Albany, MS is listed for $195,000 ($99 per sqft). Built in 1968, the home offers 1,971 sqft of living space on a 0.95 acres lot.

Key Features

  • Built in 1968
  • 0.95 acre lot

Property Details

1 story
2 full
1968

Amenities

A/C
Listing Description

Nestled on a quiet, tree-lined street, this charming 3-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and small-town charm. Just minutes from downtown New Albany, you'll enjoy quick access to local shops, restaurants, and everyday amenities--all while savoring the peace and privacy of a serene neighborhood setting. Homes in this highly desirable area don't come along often. Make this one yours and enjoy the best of New Albany living. With in minutes to Toyota and Walmart DC.

Monthly Cost Estimate

$1,043/mo

20% down · 6.5% · 30 years

Principal$141
Interest$845
Insurance$57

Estimates only. Actual payments may vary.

Location

405 Ray St

New Albany, MS 38652

Property Details

Flooring

WoodTile

Construction

Brick

Heating

Natural GasCentral

Cooling

Central Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 405 Ray St is listed at $195,000 ($99/sqft). The estimated monthly payment is $1,043 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1968, 0.95 acre lot.

This property is listed by Andy&Christa Estes.

AE

Andy&Christa Estes

Agent at Coldwell Banker Southern Real Estate

Listed by Coldwell Banker Southern Real Estate · Broker phone: (662) 620-2214 · View on Broker Site · Broker website

MLS# 26-2000· Source: Northeast Mississippi Board of Realtors· 147 days on PropertySimple

Copyright © 2026 Northeast Mississippi Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

405 Ray St, New Albany, MS 38652

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