About This Home

This 6-bedroom, 4-bathroom multi-family at 4051 D Street in Cedar Key, FL is listed for $469,000 ($230 per sqft). Built in 1945, the home offers 2,036 sqft of living space on a 0.29 acres lot.

Key Features

  • Built in 1945
  • 0.29 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
4 full
1945

Amenities

WaterfrontViewA/C
Listing Description

Virtually Staged. Opportunity is knocking in the heart of Cedar Key! Bursting with character, flexibility, and income-producing potential, 4051 D Street is a truly unique mixed-use property where business and coastal living come together. Currently operating as a property management office with rental units, the property has also previously served

as a charming coffee shop and veterinary office-showcasing just how adaptable this one-of-a-kind space can be. The residential accommodations have an impressive mix of four units: a detached two-bedroom, one-bath residence with a bathtub; two one-bedroom, one-bath units with showers; and an additional two-bedroom, one-bath unit with a shower.

This varied layout opens the door to countless possibilities, from short- or long-term rentals and employee housing to professional offices, retail, hospitality, or an exciting live-work concept. Bring your vision and make this property your own-open the business you have always dreamed of, expand your investment portfolio, or create a destination that captures the unmistakable charm of Cedar Key.

With multiple income streams and room for fresh ideas, this is much more than a property-it is an opportunity waiting to happen. Commercial uses are subject to applicable zoning and approvals.

Monthly Cost Estimate

$2,508/mo

20% down · 6.5% · 30 years

Principal$339
Interest$2,032
Insurance$137

Estimates only. Actual payments may vary.

Location

4051 D Street

Cedar Key, FL 32625

MAP OF SOUTHERN PART OF CEDAR KEY

Features & Amenities

Interior Features

Ceiling Fans(s)

Exterior Features

Balcony

Property Details

Construction

Frame Wood Siding

Views

CityWater

Parking

OpenGolf CartOff Street

Heating

Central

Cooling

Central Air

Questions & Answers

This 6-bedroom, 4-bathroom multi-family at 4051 D Street is listed at $469,000 ($230/sqft). The estimated monthly payment is $2,509 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1945, 0.29 acre lot, 2 stories, Waterfront. Interior Features: Ceiling Fans(s). Exterior Features: Balcony.

This property is listed by Gena Bullard.

GB

Gena Bullard

Agent at CMTG Real Estate Group

Listed by CMTG Real Estate Group · Broker phone: (863) 698-7989 · View on Broker Site

MLS# OM730985· Source: Stellar MLS· 64 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4051 D Street, Cedar Key, FL 32625

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