# 406 Baldwin Rowe Circle #406, Panama City, FL 32405

> **TL;DR:** 3bd/3ba townhouse, $240,000 ($145/sqft), built 2007, 1,654 sqft.
> A/C, 1-car garage. Est. $1,864/mo. Listed 364 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $240,000 |
| Price/sqft | $145 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,654 |
| Year Built | 2007 |
| Garage | 1-car |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 364 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,214 |
| Estimated Insurance | $70 |
| HOA | $580 |
| **Total** | **$1,864** |

## Nearby Schools

- **Elementary:** Hiland Park
- **Middle:** Mowat
- **High:** Mosley

## Key Amenities

- A/C
- 1-car garage

## Property Highlights

- Built in 2007

## Description

### Agent Description
This 3 bedroom 2.5 bath END unit is located in the gated community of Baldwin Rowe. Kitchen features a breakfast bar, stainless steel appliances, backsplash, and tiled granite countertops. Living room offers beautiful laminate floors, crown molding and sliding glass doors to the screened back patio. There is a 1/2 bath downstairs. The gorgeous master has LVP flooring and an en suite with double vanity. All 3 bedrooms and the laundry room are upstairs. The community has a large clubhouse and pool! HOA fee includes trash, lawn maintenance, pool, clubhouse, accounting, and common areas. All info/sizes are approx, please verify if important!

## Location

- **Address:** 406 Baldwin Rowe Circle #406, Panama City, FL 32405
- **County:** Bay
- **Neighborhood:** Baldwin Rowe
- **Coordinates:** 30.203927, -85.653673
- **Google Maps:** https://www.google.com/maps?q=30.203927,-85.653673

## Virtual Tour & Media

- **Video Tour:** https://order.elevate-realestatemedia.com/sites/wxplpam/unbranded

## Listing Agent

- **Name:** Christina Daniels · **License:** 3221544
- **Brokerage:** Keller Williams Success Realty
- **Broker Phone:** (850) 249-0313
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/406-Baldwin-Rowe-Cir_Panama-City_FL_32405_M56107-76667?f=listhub&s=BCARFL&m=780988&c=propsimple)

## Photos

![406 Baldwin Rowe Circle #406 - Photo 1](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f951010535r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 2](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f1127833436r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 3](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f2384863785r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 4](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3938574376r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 5](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f1069419486r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 6](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f253620070r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 7](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3207724748r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 8](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f1949073136r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 9](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f2569927231r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 10](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f431681908r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 11](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3089212365r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 12](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f4165605081r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 13](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f2939851339r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 14](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f43648348r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 15](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3316612361r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 16](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f1296855657r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 17](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f2145476504r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 18](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3215994817r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 19](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f472482956r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 20](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3056478307r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 21](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f1527406146r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 22](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3277975030r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 23](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f1788864849r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 24](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3635979269r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 25](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f2312697540r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 26](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f174494234r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 27](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3812474045r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 28](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f4082530179r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 29](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3549496741r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 30](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f1603647018r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 31](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f4186293775r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 32](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f3642599437r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 33](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f636062910r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 34](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f793493577r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 35](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f454174823r.jpg)

![406 Baldwin Rowe Circle #406 - Photo 36](http://lh.rdcpix.com/37150f5d0c5ab2609b7e0dda6dd8e2e3l-f1004216002r.jpg)

---

**MLS#:** 780988 | **Updated:** 2026-10-19
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/406-baldwin-rowe-circle-panama-city-fl-32405-12a2fa553e3040c58fd8ae551b94720c)

---

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    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/406-baldwin-rowe-circle-panama-city-fl-32405-12a2fa553e3040c58fd8ae551b94720c#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/406-baldwin-rowe-circle-panama-city-fl-32405-12a2fa553e3040c58fd8ae551b94720c#agent",
    "name": "Christina Daniels",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/406-baldwin-rowe-circle-panama-city-fl-32405-12a2fa553e3040c58fd8ae551b94720c#brokerage",
      "name": "Keller Williams Success Realty",
      "telephone": "(850) 249-0313"
    }
  }
}
```