Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 1-bathroom single family at 406 Payne Lane in Spring City, TN is listed for $349,000 ($156 per sqft). Built in 1983, the home offers 2,236 sqft of living space on a 2.00 acres lot.

Agent Description

Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room.

Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity-easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home.

Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner-offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.

Key Features

  • Built in 1983
  • 2.00 acre lot
  • Fireplace

Property Details

1 story
1 full
1983

Amenities

FireplaceA/C

Monthly Cost Estimate

$1,867/mo

20% down · 6.5% · 30 years

Principal$252
Interest$1,512
Insurance$102

Estimates only. Actual payments may vary.

Location

406 Payne Lane

Spring City, TN 37381

Valley Dale

Features & Amenities

Exterior Features

Rain Gutters

Property Details

Flooring

Vinyl

Construction

Wood Siding

Pool Features

PorchDeck

Parking

Off Street

Heating

Natural GasCentral

Cooling

Central AirCeiling Fan(s)

Appliances

Electric CooktopDishwasher

Questions & Answers

This 3-bedroom, 1-bathroom single family at 406 Payne Lane is listed at $349,000 ($156/sqft). The estimated monthly payment is $1,512 based on 20% down at 6.5% interest.

Key features include: Built in 1983, 2.00 acre lot, Fireplace. Exterior Features: Rain Gutters.

This property is listed by Darren Miller and can be reached at 4237084428 or darren.miller@exprealty.com.

Similar Homes in Spring City

View all
DM

Darren Miller

Agent at EXP Realty LLC

(423) 708-4428

Listed by EXP Realty LLC

MLS# 1528822· Source: listhub· Updated 50 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

406 Payne Lane, Spring City, TN 37381

Open this listing in: