# 406 Payne Lane, Spring City, TN 37381

> **TL;DR:** 3bd/1ba single family, $349,000 ($156/sqft), built 1983, 2,236 sqft.
> Fireplace, A/C. Est. $1,512/mo. Listed 50 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $349,000 |
| Price/sqft | $156 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 2,236 |
| Year Built | 1983 |
| Lot Size | 87,120 sqft (2.00 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 50 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,512 |
| **Total** | **$1,512** |

## Nearby Schools

- **Elementary:** Spring City
- **Middle:** Spring City
- **High:** Rhea County High School

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1983
- 2.00 acre lot
- Fireplace

## Description

### Agent Description
Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity-easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner-offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.

## Location

- **Address:** 406 Payne Lane, Spring City, TN 37381
- **County:** Rhea
- **Neighborhood:** Valley Dale
- **Coordinates:** 35.721735, -84.813711
- **Google Maps:** https://www.google.com/maps?q=35.721735,-84.813711

## Listing Agent

- **Name:** Darren Miller
- **Brokerage:** EXP Realty LLC
- **Phone:** 4237084428
- **Email:** darren.miller@exprealty.com

## Primary Photo

![406 Payne Lane - Primary Photo](http://lh.rdcpix.com/36a3b854a6cf28ec5c294f0512ecb4efl-f1096460536r.jpg)

*47 total photos available on [listing page](https://www.propertysimple.com/listing/406-payne-lane-spring-city-tn-37381-1528822)*

---

**MLS#:** 1528822 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/406-payne-lane-spring-city-tn-37381-1528822)

---

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