Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom single family at 4069 4th Street in Surf City, NC is listed for $1,054,000 ($454 per sqft). Built in 1986, the home offers 2,324 sqft of living space on a 0.18 acres lot.

Agent Description

Priced to sell and motivated seller. Up to $4000 in lender credits for buyer, thru Fairway Mortgage. Welcome to 4th St in Surf City. This canal area has some of the most coveted areas you will find in Surf City. Majestic sunsets are there for you to enjoy, as this setting is for you to spend your days on the water.

The view is magnificent, every evening. Boating amenities are just a few steps away. The seawall was replaced a few years ago and is in excellent condition. Some new decking was done then as well. 2 boatlifts out back and a dock house. This home also enjoys the lower flood rates, since it was grandfathered in, from previous lower flood zone rates.

Spacious and open floor plan. Huge master bedroom. Extra heated space on the bottom floor. This area has been used as extra bedrooms and recreation. No HOA on this one. Great community, as this neighborhood has some great fun loving people around you.

Deep water canal allows easy access for your vessel to get in and out. This property is near the middle of the island. It is located close to each high rise bridge. Access from either end is convenient, or access by boat. There is a convenience store and night life in walking distance. A short stroll to the beach access and a park is close by as well. Dining is close by as well. Showing is easy, Appointments can be made thru broker bay. Make your viewing appointment soon!

Key Features

  • Built in 1986
  • 0.18 acre lot
  • 2 stories
  • 2 parking spaces
  • Waterfront

Property Details

2 stories
3 full
2 spaces
1986

Amenities

WaterfrontView

Monthly Cost Estimate

$5,637/mo

20% down · 6.5% · 30 years

Principal$762
Interest$4,567
Insurance$307

Estimates only. Actual payments may vary.

Location

4069 4th Street

Surf City, NC 28445

Old Settlers Beach

Features & Amenities

Interior Features

Walk-in Closet(s)Ceiling Fan(s)Blinds/ShadesWalk-In Closet(s)

Exterior Features

Outdoor Shower

Property Details

Flooring

Lvt/lvpCarpetVinyl

Construction

Vinyl Siding Wood Frame

Views

Water

Pool Features

PatioDeckPorch

Parking

GarageOff StreetOpen

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Heat Pump

Appliances

Electric OvenBuilt-In Microwave

Questions & Answers

This 3-bedroom, 3-bathroom single family at 4069 4th Street is listed at $1,054,000 ($454/sqft). The estimated monthly payment is $4,567 based on 20% down at 6.5% interest.

Key features include: Built in 1986, 0.18 acre lot, 2 stories, 2 parking spaces, Waterfront. Interior Features: Walk-in Closet(s), Ceiling Fan(s), Blinds/Shades. Exterior Features: Outdoor Shower.

This property is listed by David M Woolard and can be reached at 9104094481 or davidwoolard2000@gmail.com.

Similar Homes in Surf City

View all
DW

David M Woolard

Agent at Changes in Latitudes Realty LLC

(910) 409-4481

Listed by Changes in Latitudes Realty LLC

MLS# 100517491· Source: listhub· Updated 280 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4069 4th Street, Surf City, NC 28445

Open this listing in: