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About This Home

This 3-bedroom, 3-bathroom single family at 4081 Mountain Trail Loop NE in Rio Rancho, NM is listed for $485,000 ($222 per sqft). Built in 2019, the home offers 2,181 sqft of living space on a 0.14 acres lot.

Agent Description

What a beautiful home filled with thoughtful upgrades throughout! Enjoy paid SOLAR panels, reducing monthly bills to around $12. Reverse osmosis, water softener, and a tankless water heater. The inviting sunroom features curtains and doors that open wide to bring the outdoors in.

Step outside to a charming gazebo, ideal for enjoying New Mexico evenings. Backyard has views of the Sandia. Inside, the open kitchen boasts a huge island, gorgeous granite countertops, stainless steel appliances, upgraded tile, and stunning exposed ceiling beams. Custom fireplace in the living space, adding warmth and character. Barn doors provide stylish separation for the bathrooms, and a versatile flex room offers options for a home office or a fourth bedroom. This truly is a special place to call home.

Key Features

  • Built in 2019
  • 0.14 acre lot
  • Fireplace

Property Details

1 story
2 full, 1 half
2019

Amenities

SolarFireplaceA/C

Monthly Cost Estimate

$2,709/mo

20% down · 6.5% · 30 years

Principal$351
Interest$2,102
Insurance$141
HOA$115

Estimates only. Actual payments may vary.

Location

4081 Mountain Trail Loop NE

Rio Rancho, NM 87144

Lomas Encantadas Unit 2-C Phase 1

Features & Amenities

Interior Features

BeamedCeilingsCeilingFansDualSinksGreatRoomHighCeilingsHomeOfficeKitchenIslandMainLevelPrimaryShowerOnlySeparateShowerWalkInClosets

Exterior Features

PrivacyWallSprinklerIrrigation

Property Details

Flooring

TileCarpet

Construction

Frame Stucco

Pool Features

Patio

Parking

OpenGarage

Heating

Natural GasForced Air

Appliances

BuiltInGasRangeCooktopDryerDishwasherDisposalMicrowaveRefrigeratorRangeHoodWaterSoftenerOwnedWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 4081 Mountain Trail Loop NE is listed at $485,000 ($222/sqft). The estimated monthly payment is $2,217 based on 20% down at 6.5% interest.

HOA fees are $115/month.

Key features include: Built in 2019, 0.14 acre lot, Fireplace. Interior Features: BeamedCeilings, CeilingFans, DualSinks. Exterior Features: PrivacyWall, SprinklerIrrigation.

This property is listed by Joanna Rene Kessel and can be reached at 5055043886 or rene.kessel@cblegacy.com.

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JK

Joanna Rene Kessel

Agent at Coldwell Banker Legacy

(505) 504-3886

Listed by Coldwell Banker Legacy · View on Broker Site

MLS# 1098260· Source: listhub· Updated 70 days ago

Copyright © 2026 Southwest MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4081 Mountain Trail Loop NE, Rio Rancho, NM 87144

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