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About This Home

This 4-bedroom, 3-bathroom single family at 4098 SAGEFIELD DRIVE in ST CLOUD, FL is listed for $400,000 ($171 per sqft). Built in 2025, the home offers 2,335 sqft of living space on a 0.11 acres lot.

Agent Description

PRICE REDUCTION and paid closing costs with preferred lender!!! Some homes simply check the boxes—this one creates the lifestyle you’ve been waiting for. This brand-new, quick move-in single-family home offers an exceptional opportunity to receive $5,000 flex cash to bring down the interest rate and receive closing costs assistance with preferred lender and NO CDD fees—a powerful combination that makes home ownership both smart and attainable in today’s market.

Welcome to the 2335 floor plan by Adams Homes, a thoughtfully designed 4-bedroom, 2.5-bath residence that blends comfort, style, and flexibility. The owner’s suite is conveniently located on the first floor, creating a private retreat separate from the additional living spaces upstairs.

At the heart of the home, the upgraded kitchen invites connection and creativity, featuring granite countertops, a large granite island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances—perfect for hosting gatherings or enjoying everyday moments.

Upstairs, a huge loft provides endless possibilities for a media room, home office, or second living area. Step outside to the covered lanai and take in the peaceful pond view, offering no rear neighbors and a sense of privacy that’s hard to find.

Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers an everyday escape from ordinary living with a resort-style community pool with cabanas, very low HOA, and NO CDD.

With just a $1,000 deposit, you can secure this incredible home and start your next chapter today.

Key Features

  • Built in 2025
  • 0.11 acre lot

Property Details

2 full, 1 half
2025

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

4098 SAGEFIELD DRIVE

ST CLOUD, FL 34773

HARMONY CENTRAL PH 1

Features & Amenities

Interior Features

Ceiling Fans(s)In Wall Pest System

Exterior Features

Sidewalk

Property Details

Flooring

CarpetTileTile - Ceramic

Construction

BlockStucco

Parking

GarageGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherGarbage DisposerMicrowaveWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4098 SAGEFIELD DRIVE is listed at $400,000 ($171/sqft). The estimated monthly payment is $1,733 based on 20% down at 6.5% interest.

Key features include: Built in 2025, 0.11 acre lot. Interior Features: Ceiling Fans(s), In Wall Pest System. Exterior Features: Sidewalk.

This property is listed by Danielle Lituski and can be reached at 4104907748 or livingourdreamsrealty@gmail.com.

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DL

Danielle Lituski

Agent at ADAMS HOMES REALTY, INC.

(410) 490-7748

Listed by ADAMS HOMES REALTY, INC. · View on Broker Site

MLS# O6386464· Source: listhub· Updated 41 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4098 SAGEFIELD DRIVE, ST CLOUD, FL 34773

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