# 4107 20th Avenue, Bay Saint Louis, MS 39520

> **TL;DR:** 3bd/3ba single family, $479,900 ($333/sqft), built 2026, 1,440 sqft.
> Fireplace, Waterfront, A/C. Est. $2,567/mo. Listed 16 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $479,900 |
| Price/sqft | $333 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,440 |
| Year Built | 2026 |
| Lot Size | 6,970 sqft (0.16 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 16 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,427 |
| Estimated Insurance | $140 |
| **Total** | **$2,567** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 2026
- 0.16 acre lot
- 4 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Coastal Living at Its Best! Waterfront Home with Private Pier and Easy Boating Access to Downtown Bay St. Louis! Discover your own slice of paradise in this beautifully designed 3-bedroom, 3-bath waterfront home offering 1,440 square feet of living space. Perfectly situated along a scenic canal, this property combines quality craftsmanship, modern finishes, and the laid-back coastal lifestyle that makes Bay St. Louis so desirable. Step inside to find beautiful custom cabinetry, a spacious walk-in pantry/laundry room, and stunning tray ceilings accented with stained wood, adding warmth and character. The primary suite offers a relaxing retreat featuring a freestanding soaking tub, custom-tiled walk-in shower, and generous walk-in closet. A second bedroom includes its own private en-suite bathroom, ideal for guests or family. Outdoor living is just as impressive! The spacious mid-level deck overlooks the canal, providing the perfect place to entertain, enjoy your morning coffee, or unwind after a day on the water. Additional features include a storage room, bulkhead, and private pier. Bring your boat and start enjoying the waterfront lifestyle! Take a short boat ride to downtown Bay St. Louis to enjoy waterfront dining, shopping, and entertainment, or cruise out to explore the beautiful Mississippi Gulf Coast and nearby barrier islands. Whether you're searching for a full-time residence, weekend escape, or coastal getaway, this home offers the perfect combination of comfort, craftsmanship, and waterfront adventure. Don't just dream about coastal living-make it your reality! Some photos are AI enhanced during construction. Updated photos to follow once completed.

## Location

- **Address:** 4107 20th Avenue, Bay Saint Louis, MS 39520
- **County:** Hancock
- **Neighborhood:** Shoreline Park
- **Coordinates:** 30.330629, -89.402297
- **Google Maps:** https://www.google.com/maps?q=30.330629,-89.402297

## Listing Agent

- **Name:** Jessica F Harding · **License:** S50876
- **Brokerage:** Allied Realty Coastal Homes
- **Broker Phone:** (228) 220-1294
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4107-20th-Ave_Bay-St-Louis_MS_39520_M72199-60808?f=listhub&s=MGCMLSMS&m=4165869&c=propsimple)

## Photos

![4107 20th Avenue - Photo 1](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f1954642325r.jpg)

![4107 20th Avenue - Photo 2](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f191454448r.jpg)

![4107 20th Avenue - Photo 3](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f3790696949r.jpg)

![4107 20th Avenue - Photo 4](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f3060443479r.jpg)

![4107 20th Avenue - Photo 5](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f818599396r.jpg)

![4107 20th Avenue - Photo 6](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f2947694591r.jpg)

![4107 20th Avenue - Photo 7](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f3424754554r.jpg)

![4107 20th Avenue - Photo 8](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f3152520572r.jpg)

![4107 20th Avenue - Photo 9](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f3291131867r.jpg)

![4107 20th Avenue - Photo 10](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f2492883201r.jpg)

![4107 20th Avenue - Photo 11](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f3150099907r.jpg)

![4107 20th Avenue - Photo 12](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f1111028630r.jpg)

![4107 20th Avenue - Photo 13](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f1452524465r.jpg)

![4107 20th Avenue - Photo 14](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f310409959r.jpg)

![4107 20th Avenue - Photo 15](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f3227443215r.jpg)

![4107 20th Avenue - Photo 16](http://lh.rdcpix.com/54798923f53a2660770ad801aedfb7bcl-f2128995087r.jpg)

---

**MLS#:** 4165869 | **Updated:** 2026-11-02
**Source:** listhub

*Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/4107-20th-avenue-bay-saint-louis-ms-39520-66378f7da6fc4680a68c587d0e453d20)

---

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