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About This Home

This 3-bedroom, 2-bathroom single family at 411 Cumberland Cove in Monterey, TN is listed for $497,900 ($260 per sqft). Built in 2021, the home offers 1,917 sqft of living space on a 4.20 acres lot.

Agent Description

Imagine yourself in this stunning and immaculate one owner residence, nestled in a serene private setting on 4.2 acres in Putnam County, where tranquility meets luxury. Boasting a thoughtful split bedroom plan, 3BR/2BA complemented by a spacious living room with high ceilings & stone fireplace that seamlessly connects to the dining area, ideal for hosting gatherings while making memories.

The kitchen is equipped with custom cabinetry, a pantry, upscale black stainless appliances, a breakfast bar, & elegant granite countertops. A convenient, separate office allows for productive work-from-home days. The primary suite features deck access, trey ceiling, granite dual sink vanity, and a walk-in shower, alongside a large, walk-in laundry room with storage cabinetry + folding area.

Step outside to revel in the complete privacy of your surroundings, complemented by a charming, covered front porch, RV parking space, an oversized garage & delightful screened-in-porch to unwind amidst nature.

Key Features

  • Built in 2021
  • 4.20 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
2 full
2 spaces
2021

Amenities

FireplaceViewHardwoodA/CRV Parking

Monthly Cost Estimate

$2,801/mo

20% down · 6.5% · 30 years

Principal$360
Interest$2,158
Insurance$145
HOA$138

Estimates only. Actual payments may vary.

Location

411 Cumberland Cove

Monterey, TN 38574

Cumberland Cove

Features & Amenities

Interior Features

Ceiling Fan(s)Vaulted Ceiling(s)Walk-In Closet(s)

Exterior Features

Garden

Property Details

Flooring

TileHardwood

Construction

Frame Brick HardiPlank Type

Views

Water

Pool Features

PorchDeck

Parking

GarageOpenRV

Heating

CentralNatural Gas

Cooling

Central Air

Appliances

Gas Water HeaterDishwasherGas OvenGas RangeMicrowave

Questions & Answers

This 3-bedroom, 2-bathroom single family at 411 Cumberland Cove is listed at $497,900 ($260/sqft). The estimated monthly payment is $2,296 based on 20% down at 6.5% interest.

HOA fees are $138/month.

Key features include: Built in 2021, 4.20 acre lot, 2 parking spaces, Fireplace. Interior Features: Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s). Exterior Features: Garden.

This property is listed by Vickie Loftis and can be reached at 9315104143 or vickiel@american-way.com.

VL

Vickie Loftis

Agent at American Way Real Estate

(931) 510-4143

Listed by American Way Real Estate · View on Broker Site

MLS# 242842· Source: listhub· Updated today

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

411 Cumberland Cove, Monterey, TN 38574

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