# 411 Cumberland Cove, Monterey, TN 38574

> **TL;DR:** 3bd/2ba single family, $497,900 ($260/sqft), built 2021, 1,917 sqft.
> Fireplace, View, Hardwood, A/C. Est. $2,296/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $497,900 |
| Price/sqft | $260 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,917 |
| Year Built | 2021 |
| Lot Size | 182,952 sqft (4.20 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Views** - Water
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,158 |
| HOA | $138 |
| **Total** | **$2,296** |

## Key Amenities

- Fireplace
- View
- Hardwood
- A/C
- RV Parking

## Property Highlights

- Built in 2021
- 4.20 acre lot
- 2 parking spaces
- Fireplace

## Description

### Agent Description
Imagine yourself in this stunning and immaculate one owner residence, nestled in a serene private setting on 4.2 acres in Putnam County, where tranquility meets luxury. Boasting a thoughtful split bedroom plan, 3BR/2BA complemented by a spacious living room with high ceilings & stone fireplace that seamlessly connects to the dining area, ideal for hosting gatherings while making memories. The kitchen is equipped with custom cabinetry, a pantry, upscale black stainless appliances, a breakfast bar, & elegant granite countertops. A convenient, separate office allows for productive work-from-home days. The primary suite features deck access, trey ceiling, granite dual sink vanity, and a walk-in shower, alongside a large, walk-in laundry room with storage cabinetry + folding area. Step outside to revel in the complete privacy of your surroundings, complemented by a charming, covered front porch, RV parking space, an oversized garage & delightful screened-in-porch to unwind amidst nature.

## Location

- **Address:** 411 Cumberland Cove, Monterey, TN 38574
- **County:** Putnam
- **Neighborhood:** Cumberland Cove
- **Coordinates:** 36.0563316, -85.271399
- **Google Maps:** https://www.google.com/maps?q=36.0563316,-85.271399

## Listing Agent

- **Name:** Vickie Loftis
- **Brokerage:** American Way Real Estate
- **Phone:** 9315104143
- **Email:** vickiel@american-way.com

## Primary Photo

![411 Cumberland Cove - Primary Photo](http://lh.rdcpix.com/5bddd22b0802ebd6e5683452d728ae41l-f4216264492r.jpg)

*57 total photos available on [listing page](https://www.propertysimple.com/listing/411-cumberland-cove-monterey-tn-38574-n242842)*

---

**MLS#:** 242842 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/411-cumberland-cove-monterey-tn-38574-n242842)

---

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