# 4116 Ocean Street, Panama City Beach, FL 32408

> **TL;DR:** 6bd/4ba single family, $1,850,000 ($681/sqft), built 1975, 2,717 sqft.
> Solar, A/C. Est. $9,895/mo. Listed 322 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,850,000 |
| Price/sqft | $681 |
| Bedrooms | 6 |
| Bathrooms | 4 full |
| Square Feet | 2,717 |
| Year Built | 1975 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 322 |

## Why This Home Stands Out

- **Solar Panels** - Solar panels listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $9,355 |
| Estimated Insurance | $540 |
| **Total** | **$9,895** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Solar
- A/C

## Property Highlights

- Built in 1975
- 0.14 acre lot
- 2 stories

## Description

### Agent Description
***2025 RENTAL INCOME: $175,000 ***2026 BOOKINGS AT $191,450 AS OF OCT. 20. This beach house has it ALL! Sleeping up to 24 people across 6 bedrooms and 2 sleeper sofas, this is the perfect memory-making personal vacation home, generously-sized private beach residence, or lucrative short term rental investment. Whether you are accommodating multiple generations vacationing together or a group of friends for a quick trip to the beach, the possibilities are endless. Come see for yourself! HIGHLIGHTS INCLUDE: --One house away from public beach access #19 --Private heated pool and hot tub --Gulf views from upstairs balcony --Great outdoor entertaining space --4 of 6 bedrooms on the first floor --4 full baths --TWO bunk rooms (one up, one down) --Fully furnished and seats up to 20 for dining --Parking for up to 6 vehicles --Large laundry with storage --TWO living areas --Full kitchen PLUS kitchenette --Solar panels to reduce electricity expense --Low maintenance metal roof Ask your realtor for the AirBNB link and the FACTS AND FIGURES on this property year to date. Walkthrough video available in PHOTOS or tour in person. See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

## Location

- **Address:** 4116 Ocean Street, Panama City Beach, FL 32408
- **County:** Bay
- **Coordinates:** 30.163805, -85.784623
- **Google Maps:** https://www.google.com/maps?q=30.163805,-85.784623

## Listing Agent

- **Name:** January M Johnson · **License:** 3368469
- **Brokerage:** EXP REALTY LLC
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4116-Ocean-St_Panama-City-Beach_FL_32408_M68988-87052?f=listhub&s=ECARMLSFL&m=991257&c=propsimple)

## Photos

![4116 Ocean Street - Photo 1](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f937518597r.jpg)

![4116 Ocean Street - Photo 2](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f1279701883r.jpg)

![4116 Ocean Street - Photo 3](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f2844576757r.jpg)

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![4116 Ocean Street - Photo 33](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f108121362r.jpg)

![4116 Ocean Street - Photo 34](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f2159256145r.jpg)

![4116 Ocean Street - Photo 35](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f2854286735r.jpg)

![4116 Ocean Street - Photo 36](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f119777865r.jpg)

![4116 Ocean Street - Photo 37](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f53985472r.jpg)

![4116 Ocean Street - Photo 38](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f2164502888r.jpg)

![4116 Ocean Street - Photo 39](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f1899953676r.jpg)

![4116 Ocean Street - Photo 40](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f954291573r.jpg)

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![4116 Ocean Street - Photo 45](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f1999508614r.jpg)

![4116 Ocean Street - Photo 46](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f1493964702r.jpg)

![4116 Ocean Street - Photo 47](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f4269236573r.jpg)

![4116 Ocean Street - Photo 48](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f885793209r.jpg)

![4116 Ocean Street - Photo 49](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f2108779743r.jpg)

![4116 Ocean Street - Photo 50](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f1270032335r.jpg)

![4116 Ocean Street - Photo 51](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f2416935402r.jpg)

![4116 Ocean Street - Photo 52](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f3849982789r.jpg)

![4116 Ocean Street - Photo 53](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f3589236211r.jpg)

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![4116 Ocean Street - Photo 58](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f3512368516r.jpg)

![4116 Ocean Street - Photo 59](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f171345173r.jpg)

![4116 Ocean Street - Photo 60](http://lh.rdcpix.com/e6ea836a3e3da5fc6c901af007b81b7el-f3705261833r.jpg)

---

**MLS#:** 991257 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/4116-ocean-street-panama-city-beach-fl-32408-13c171184fbc4dcf8531057093bfc7cd)

---

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