# 412 Cliff Street, Santacruz, CA 95060

> **TL;DR:** 2bd/2ba condo, $995,000 ($684/sqft), built 1978, 1,455 sqft.
> Fireplace, 1-car garage. Est. $5,721/mo. Listed 23 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $995,000 |
| Price/sqft | $684 |
| Bedrooms | 2 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,455 |
| Year Built | 1978 |
| Garage | 1-car |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 23 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $5,031 |
| Estimated Insurance | $290 |
| HOA | $400 |
| **Total** | **$5,721** |

## Nearby Schools

- **High:** SantaCruzCityElementary

## Key Amenities

- Fireplace
- 1-car garage

## Property Highlights

- Built in 1978
- Fireplace

## Description

### Agent Description
Experience the best of Santa Cruz coastal living in this impressive three-story home located in the highly sought-after Beach Hill neighborhood. Featuring a one-car garage and private balcony, this spacious residence offers beautiful ocean and Santa Cruz Beach Boardwalk views and an ideal setting for enjoying the area's vibrant coastal lifestyle. Just a few blocks from the Santa Cruz Beach Boardwalk and Santa Cruz Municipal Wharf, you'll have easy access to beaches, dining, entertainment, and waterfront attractions. The property is also adjacent to the San Lorenzo River and offers convenient access to the Santa Cruz Riverwalk, perfect for walking, biking, and enjoying the outdoors. Located less than four miles from UC Santa Cruz, this home combines a desirable residential setting with exceptional proximity to the university and the best of downtown and coastal Santa Cruz. A fantastic opportunity to own a home in one of Santa Cruz's most coveted neighborhoods with ocean views, Boardwalk views, and an unbeatable location.

## Location

- **Address:** 412 Cliff Street, Santacruz, CA 95060
- **County:** SantaCruz
- **Coordinates:** 36.966873, -122.021274
- **Google Maps:** https://www.google.com/maps?q=36.966873,-122.021274

## Listing Agent

- **Name:** Bret Chernetsky · **License:** 01974495
- **Brokerage:** Real Broker Technologies, Inc.
- **Broker Phone:** (855) 450-0442
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/412-Cliff-St_Santa-Cruz_CA_95060_M24482-04209?f=listhub&s=MLSLCA&m=ML82063829&c=propsimple)

## Photos

![412 Cliff Street - Photo 1](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1168949363r.jpg)

![412 Cliff Street - Photo 2](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3697987336r.jpg)

![412 Cliff Street - Photo 3](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1107488319r.jpg)

![412 Cliff Street - Photo 4](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3594290036r.jpg)

![412 Cliff Street - Photo 5](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f4005400859r.jpg)

![412 Cliff Street - Photo 6](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3553223810r.jpg)

![412 Cliff Street - Photo 7](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1687614317r.jpg)

![412 Cliff Street - Photo 8](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2503294331r.jpg)

![412 Cliff Street - Photo 9](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3749216640r.jpg)

![412 Cliff Street - Photo 10](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3419849158r.jpg)

![412 Cliff Street - Photo 11](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f385328948r.jpg)

![412 Cliff Street - Photo 12](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f154129881r.jpg)

![412 Cliff Street - Photo 13](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2993234898r.jpg)

![412 Cliff Street - Photo 14](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f4018814573r.jpg)

![412 Cliff Street - Photo 15](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3455865156r.jpg)

![412 Cliff Street - Photo 16](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2497643458r.jpg)

![412 Cliff Street - Photo 17](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1250115262r.jpg)

![412 Cliff Street - Photo 18](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1640962324r.jpg)

![412 Cliff Street - Photo 19](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3192203904r.jpg)

![412 Cliff Street - Photo 20](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2744468330r.jpg)

![412 Cliff Street - Photo 21](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3320157629r.jpg)

![412 Cliff Street - Photo 22](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f644560002r.jpg)

![412 Cliff Street - Photo 23](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2234024158r.jpg)

![412 Cliff Street - Photo 24](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3582354433r.jpg)

![412 Cliff Street - Photo 25](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f379353242r.jpg)

![412 Cliff Street - Photo 26](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3525114433r.jpg)

![412 Cliff Street - Photo 27](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2378936341r.jpg)

![412 Cliff Street - Photo 28](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f592511593r.jpg)

![412 Cliff Street - Photo 29](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2290341849r.jpg)

![412 Cliff Street - Photo 30](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3529954387r.jpg)

![412 Cliff Street - Photo 31](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3496624370r.jpg)

![412 Cliff Street - Photo 32](http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f906820338r.jpg)

---

**MLS#:** ML82063829 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/412-cliff-street-santacruz-ca-95060-64461cbf50354fe7a6175cd3c876b144)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/412-cliff-street-santacruz-ca-95060-64461cbf50354fe7a6175cd3c876b144#listing",
  "url": "https://staging.propertysimple.ai/listing/412-cliff-street-santacruz-ca-95060-64461cbf50354fe7a6175cd3c876b144",
  "name": "412 Cliff Street, Santacruz, CA 95060",
  "description": "Experience the best of Santa Cruz coastal living in this impressive three-story home located in the highly sought-after Beach Hill neighborhood. Featuring a one-car garage and private balcony, this spacious residence offers beautiful ocean and Santa Cruz Beach Boardwalk views and an ideal setting for enjoying the area's vibrant coastal lifestyle. Just a few blocks from the Santa Cruz Beach Boardwalk and Santa Cruz Municipal Wharf, you'll have easy access to beaches, dining, entertainment, and waterfront attractions. The property is also adjacent to the San Lorenzo River and offers convenient access to the Santa Cruz Riverwalk, perfect for walking, biking, and enjoying the outdoors. Located less than four miles from UC Santa Cruz, this home combines a desirable residential setting with exceptional proximity to the university and the best of downtown and coastal Santa Cruz. A fantastic opportunity to own a home in one of Santa Cruz's most coveted neighborhoods with ocean views, Boardwalk views, and an unbeatable location.",
  "image": [
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1168949363r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3697987336r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1107488319r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3594290036r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f4005400859r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3553223810r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1687614317r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2503294331r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3749216640r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3419849158r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f385328948r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f154129881r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2993234898r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f4018814573r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3455865156r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2497643458r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1250115262r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1640962324r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3192203904r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2744468330r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3320157629r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f644560002r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2234024158r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3582354433r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f379353242r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3525114433r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2378936341r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f592511593r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2290341849r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3529954387r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3496624370r.jpg",
    "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f906820338r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1168949363r.jpg",
    "caption": "412 Cliff Street - Santacruz, CA"
  },
  "datePosted": "2026-10-07",
  "dateModified": "2026-10-29T18:24:42.394Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://staging.propertysimple.ai/listing/412-cliff-street-santacruz-ca-95060-64461cbf50354fe7a6175cd3c876b144#property",
    "name": "412 Cliff Street, Santacruz, CA 95060",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "412 Cliff Street",
      "addressLocality": "Santacruz",
      "addressRegion": "CA",
      "postalCode": "95060",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 36.966873,
      "longitude": -122.021274
    },
    "image": [
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1168949363r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3697987336r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1107488319r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3594290036r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f4005400859r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3553223810r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1687614317r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2503294331r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3749216640r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3419849158r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f385328948r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f154129881r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2993234898r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f4018814573r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3455865156r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2497643458r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1250115262r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f1640962324r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3192203904r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2744468330r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3320157629r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f644560002r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2234024158r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3582354433r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f379353242r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3525114433r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2378936341r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f592511593r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f2290341849r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3529954387r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f3496624370r.jpg",
      "http://lh.rdcpix.com/4aa6c62b1997d1087d08289e6af04848l-f906820338r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "ML82063829"
    },
    "accommodationCategory": "Condominium",
    "numberOfBedrooms": 2,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 1,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1455,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1978,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Forced Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dishwasher, GarbageDisposal, Microwave, OvenRangeElectric, Refrigerator, TrashCompactor, WasherDryer"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Fireplace",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Condominium"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/412-cliff-street-santacruz-ca-95060-64461cbf50354fe7a6175cd3c876b144#offer",
    "url": "https://staging.propertysimple.ai/listing/412-cliff-street-santacruz-ca-95060-64461cbf50354fe7a6175cd3c876b144",
    "price": 995000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/412-cliff-street-santacruz-ca-95060-64461cbf50354fe7a6175cd3c876b144#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/412-cliff-street-santacruz-ca-95060-64461cbf50354fe7a6175cd3c876b144#agent",
    "name": "Bret Chernetsky",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/412-cliff-street-santacruz-ca-95060-64461cbf50354fe7a6175cd3c876b144#brokerage",
      "name": "Real Broker Technologies, Inc.",
      "telephone": "(855) 450-0442"
    }
  }
}
```