# 4123 ISLAND LAKES Drive, Winter Haven, FL 33881 > **TL;DR:** 4bd/2ba single family, $470,000 ($236/sqft), built 2006, 1,990 sqft. > Spa, Solar, Waterfront, View. Est. $2,514/mo. Listed 90 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $470,000 | | Price/sqft | $236 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,990 | | Year Built | 2006 | | Lot Size | 14,810 sqft (0.34 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 90 | ## Why This Home Stands Out - **Solar Panels** - Solar panels listed - **Waterfront** - Waterfront location listed - **Views** - Water, Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,377 | | Estimated Insurance | $137 | | **Total** | **$2,514** | ## Key Amenities - Spa - Solar - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 2006 - 0.34 acre lot - Waterfront ## Description ### Agent Description CHAIN OF LAKES LAKEFRONT LIVING on Lake Rochelle! Welcome to Island Lakes, where everyday life feels like a vacation. Located on the highly desirable Winter Haven Chain of Lakes, this beautifully updated home offers the ultimate waterfront lifestyle-boating, sunset cruising, and lakefront dining right from your own backyard. This 4-bedroom, 2-bath home is designed for both comfort and entertaining, featuring an open floorplan with stunning lake views from the main living areas. The spacious great room is filled with natural light, showcasing soaring ceilings, plant shelves, and an expansive sliding glass door that seamlessly blends indoor and outdoor living. The updated kitchen is both stylish and functional, complete with new cabinetry, solid surface countertops, stainless steel appliances, a full tile backsplash, breakfast bar, and a cozy eat-in nook-all perfectly positioned to take in the water views. The primary suite has been beautifully renovated, featuring a sliding barn door leading to a spa-like bathroom with a walk-in glass and tile shower, dual vanities with stone countertops, and a large walk-in closet with built-ins and hidden storage. Step outside and experience true Florida living with a huge screened outdoor living space complete with a hot tub, perfect for relaxing evenings or entertaining guests year-round. Beyond that, enjoy your private dock with a covered boat lift and freshwater supply, ready for days on the Chain. A public boat ramp is just minutes away. This home also features $92,000 in solar panels, providing exceptional energy efficiency and long-term savings-keeping utility costs low while supporting a more sustainable lifestyle. Additional features include a fully fenced backyard, beautiful lake views, and a prime location near Hwy 27 and I-4 with easy access to Orlando, Disney, Lakeland, and Tampa. This is more than a home-it's a true Chain of Lakes lifestyle with comfort, efficiency, and unforgettable views. ## Location - **Address:** 4123 ISLAND LAKES Drive, Winter Haven, FL 33881 - **County:** Polk - **Neighborhood:** ISLAND LAKES - **Coordinates:** 28.067012, -81.725086 - **Google Maps:** https://www.google.com/maps?q=28.067012,-81.725086 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/L4963924 ## Listing Agent - **Name:** Michelle Howard - **Brokerage:** Smart Realty of Winter Haven LLC - **Broker Phone:** (863) 508-3000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4123-Island-Lakes-Dr_Winter-Haven_FL_33881_M68282-77753?f=listhub&s=MFRMLSFL&m=L4963924&c=propsimple) ## Photos ![4123 ISLAND LAKES Drive - Photo 1](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f3150217653r.jpg) ![4123 ISLAND LAKES Drive - Photo 2](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f4039217124r.jpg) ![4123 ISLAND LAKES Drive - Photo 3](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1422767085r.jpg) ![4123 ISLAND LAKES Drive - Photo 4](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1394436883r.jpg) ![4123 ISLAND LAKES Drive - Photo 5](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f582978735r.jpg) ![4123 ISLAND LAKES Drive - Photo 6](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f259167689r.jpg) ![4123 ISLAND LAKES Drive - Photo 7](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f4095214067r.jpg) ![4123 ISLAND LAKES Drive - Photo 8](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2272637582r.jpg) ![4123 ISLAND LAKES Drive - Photo 9](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f416017321r.jpg) ![4123 ISLAND LAKES Drive - Photo 10](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1459927447r.jpg) ![4123 ISLAND LAKES Drive - Photo 11](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1604717385r.jpg) ![4123 ISLAND LAKES Drive - Photo 12](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1177864945r.jpg) ![4123 ISLAND LAKES Drive - Photo 13](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f4017352557r.jpg) ![4123 ISLAND LAKES Drive - Photo 14](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f895426224r.jpg) ![4123 ISLAND LAKES Drive - Photo 15](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2243096081r.jpg) ![4123 ISLAND LAKES Drive - Photo 16](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1059969780r.jpg) ![4123 ISLAND LAKES Drive - Photo 17](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f505056731r.jpg) ![4123 ISLAND LAKES Drive - Photo 18](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f3087156977r.jpg) ![4123 ISLAND LAKES Drive - Photo 19](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1689260643r.jpg) ![4123 ISLAND LAKES Drive - Photo 20](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1755848102r.jpg) ![4123 ISLAND LAKES Drive - Photo 21](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1063962015r.jpg) ![4123 ISLAND LAKES Drive - Photo 22](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2415662189r.jpg) ![4123 ISLAND LAKES Drive - Photo 23](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1411875652r.jpg) ![4123 ISLAND LAKES Drive - Photo 24](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f3805443474r.jpg) ![4123 ISLAND LAKES Drive - Photo 25](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f3100307409r.jpg) ![4123 ISLAND LAKES Drive - Photo 26](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2657987737r.jpg) ![4123 ISLAND LAKES Drive - Photo 27](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f4057473401r.jpg) ![4123 ISLAND LAKES Drive - Photo 28](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f3973198288r.jpg) ![4123 ISLAND LAKES Drive - Photo 29](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2130813552r.jpg) ![4123 ISLAND LAKES Drive - Photo 30](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1536498980r.jpg) ![4123 ISLAND LAKES Drive - Photo 31](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2175440093r.jpg) ![4123 ISLAND LAKES Drive - Photo 32](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f3812226027r.jpg) ![4123 ISLAND LAKES Drive - Photo 33](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2807468709r.jpg) ![4123 ISLAND LAKES Drive - Photo 34](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f665445598r.jpg) ![4123 ISLAND LAKES Drive - Photo 35](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2367165285r.jpg) ![4123 ISLAND LAKES Drive - Photo 36](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2531788913r.jpg) ![4123 ISLAND LAKES Drive - Photo 37](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2340574854r.jpg) ![4123 ISLAND LAKES Drive - Photo 38](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f4184734028r.jpg) ![4123 ISLAND LAKES Drive - Photo 39](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2999573414r.jpg) ![4123 ISLAND LAKES Drive - Photo 40](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2164286557r.jpg) ![4123 ISLAND LAKES Drive - Photo 41](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f3625796929r.jpg) ![4123 ISLAND LAKES Drive - Photo 42](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f3694429837r.jpg) ![4123 ISLAND LAKES Drive - Photo 43](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f2215784223r.jpg) ![4123 ISLAND LAKES Drive - Photo 44](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f3713150938r.jpg) ![4123 ISLAND LAKES Drive - Photo 45](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f1852371480r.jpg) ![4123 ISLAND LAKES Drive - Photo 46](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f741714740r.jpg) ![4123 ISLAND LAKES Drive - Photo 47](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f790453105r.jpg) ![4123 ISLAND LAKES Drive - Photo 48](http://lh.rdcpix.com/dcd0f49ed1d12a4602655943f9a64e74l-f743724626r.jpg) --- **MLS#:** L4963924 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/4123-island-lakes-drive-winter-haven-fl-33881-5deef31d630b4d49a4cf904559f64f9b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/4123-island-lakes-drive-winter-haven-fl-33881-5deef31d630b4d49a4cf904559f64f9b#listing", "url": "https://staging.propertysimple.ai/listing/4123-island-lakes-drive-winter-haven-fl-33881-5deef31d630b4d49a4cf904559f64f9b", "name": "4123 ISLAND LAKES Drive, Winter Haven, FL 33881", "description": "CHAIN OF LAKES LAKEFRONT LIVING on Lake Rochelle! Welcome to Island Lakes, where everyday life feels like a vacation. Located on the highly desirable Winter Haven Chain of Lakes, this beautifully updated home offers the ultimate waterfront lifestyle-boating, sunset cruising, and lakefront dining right from your own backyard. This 4-bedroom, 2-bath home is designed for both comfort and entertaining, featuring an open floorplan with stunning lake views from the main living areas. The spacious great room is filled with natural light, showcasing soaring ceilings, plant shelves, and an expansive sliding glass door that seamlessly blends indoor and outdoor living. The updated kitchen is both stylish and functional, complete with new cabinetry, solid surface countertops, stainless steel appliances, a full tile backsplash, breakfast bar, and a cozy eat-in nook-all perfectly positioned to take in the water views. The primary suite has been beautifully renovated, featuring a sliding barn door leading to a spa-like bathroom with a walk-in glass and tile shower, dual vanities with stone countertops, and a large walk-in closet with built-ins and hidden storage. Step outside and experience true Florida living with a huge screened outdoor living space complete with a hot tub, perfect for relaxing evenings or entertaining guests year-round. Beyond that, enjoy your private dock with a covered boat lift and freshwater supply, ready for days on the Chain. A public boat ramp is just minutes away. This home also features $92,000 in solar panels, providing exceptional energy efficiency and long-term savings-keeping utility costs low while supporting a more sustainable lifestyle. Additional features include a fully fenced backyard, beautiful lake views, and a prime location near Hwy 27 and I-4 with easy access to Orlando, Disney, Lakeland, and Tampa. 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