# 413 S RATH AVENUE, Ludington, MI 49431 > **TL;DR:** land, $350,000. Est. $1,872/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $350,000 | | Property Type | Land (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,770 | | Estimated Insurance | $102 | | **Total** | **$1,872** | ## Description ### Agent Description Rare opportunity to build a custom residence with sweeping views of Lake Michigan, Ludington's bustling harbor, and marinas. Building Site 2 is the middle parcel of a three-site luxury detached townhome development, offering downtown walkability, low-maintenance living, and exceptional privacy. Buyers may select their own builder and customize a home based on the approved development concept. The site is designed to accommodate a 3- or 4-story residence with a separate guest suite, income-producing rental unit (short-term rentals permitted), home office, or multi-generational living space. The completed home on Building Site 1, inspired by classic brownstones and European row homes, serves as an example of the architectural vision for the development. Floor plans and design concepts from Site 1 are available upon request and may be used as inspiration for your own custom design. Located within a federally designated Opportunity Zone and eligible for Qualified Opportunity Fund (QOF) investment structures, which may provide significant capital gains tax benefits to qualified investors. ## Location - **Address:** 413 S RATH AVENUE, Ludington, MI 49431 - **County:** Mason County - **Coordinates:** 43.951823, -86.4488581 - **Google Maps:** https://www.google.com/maps?q=43.951823,-86.4488581 ## Listing Agent - **Name:** Andrea Crossman - **Brokerage:** Coldwell Banker Schmidt Family Of Companies - **Broker Phone:** 6163965221 ## Photos ![413 S RATH AVENUE - Photo 1](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1536330728r.jpg) ![413 S RATH AVENUE - Photo 2](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3196463363r.jpg) ![413 S RATH AVENUE - Photo 3](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f4120182978r.jpg) ![413 S RATH AVENUE - Photo 4](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1357532990r.jpg) ![413 S RATH AVENUE - Photo 5](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3777365326r.jpg) ![413 S RATH AVENUE - Photo 6](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3383257771r.jpg) ![413 S RATH AVENUE - Photo 7](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1278754714r.jpg) ![413 S RATH AVENUE - Photo 8](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f572147717r.jpg) ![413 S RATH AVENUE - Photo 9](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f543083245r.jpg) ![413 S RATH AVENUE - Photo 10](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2408057663r.jpg) ![413 S RATH AVENUE - Photo 11](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2900390293r.jpg) ![413 S RATH AVENUE - Photo 12](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1883040032r.jpg) ![413 S RATH AVENUE - Photo 13](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3037044710r.jpg) ![413 S RATH AVENUE - Photo 14](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1258485454r.jpg) ![413 S RATH AVENUE - Photo 15](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f168599926r.jpg) ![413 S RATH AVENUE - Photo 16](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3196642242r.jpg) ![413 S RATH AVENUE - Photo 17](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2784633177r.jpg) ![413 S RATH AVENUE - Photo 18](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3536413247r.jpg) ![413 S RATH AVENUE - Photo 19](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f187639634r.jpg) ![413 S RATH AVENUE - Photo 20](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3874075522r.jpg) ![413 S RATH AVENUE - Photo 21](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3268713643r.jpg) ![413 S RATH AVENUE - Photo 22](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3908467823r.jpg) ![413 S RATH AVENUE - Photo 23](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f520055921r.jpg) ![413 S RATH AVENUE - Photo 24](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f4243297910r.jpg) ![413 S RATH AVENUE - Photo 25](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1357379697r.jpg) ![413 S RATH AVENUE - Photo 26](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f384780912r.jpg) ![413 S RATH AVENUE - Photo 27](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2044754163r.jpg) ![413 S RATH AVENUE - Photo 28](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3931611564r.jpg) ![413 S RATH AVENUE - Photo 29](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f636925626r.jpg) ![413 S RATH AVENUE - Photo 30](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f805906950r.jpg) ![413 S RATH AVENUE - Photo 31](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2103310063r.jpg) ![413 S RATH AVENUE - Photo 32](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f117975760r.jpg) ![413 S RATH AVENUE - Photo 33](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1175817883r.jpg) ![413 S RATH AVENUE - Photo 34](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1647662996r.jpg) ![413 S RATH AVENUE - Photo 35](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2243241223r.jpg) ![413 S RATH AVENUE - Photo 36](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3184045285r.jpg) ![413 S RATH AVENUE - Photo 37](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3562826917r.jpg) ![413 S RATH AVENUE - Photo 38](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2698938566r.jpg) ![413 S RATH AVENUE - Photo 39](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1886471129r.jpg) ![413 S RATH AVENUE - Photo 40](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f492442441r.jpg) ![413 S RATH AVENUE - Photo 41](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2064177108r.jpg) ![413 S RATH AVENUE - Photo 42](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f4126641412r.jpg) ![413 S RATH AVENUE - Photo 43](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3157240683r.jpg) ![413 S RATH AVENUE - Photo 44](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f235896778r.jpg) ![413 S RATH AVENUE - Photo 45](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3562589765r.jpg) ![413 S RATH AVENUE - Photo 46](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3544269685r.jpg) ![413 S RATH AVENUE - Photo 47](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3665223827r.jpg) ![413 S RATH AVENUE - Photo 48](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f195767388r.jpg) ![413 S RATH AVENUE - Photo 49](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3757304216r.jpg) ![413 S RATH AVENUE - Photo 50](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1263294361r.jpg) ![413 S RATH AVENUE - Photo 51](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1809110086r.jpg) ![413 S RATH AVENUE - Photo 52](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1673022841r.jpg) ![413 S RATH AVENUE - Photo 53](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3136807731r.jpg) ![413 S RATH AVENUE - Photo 54](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3835780271r.jpg) ![413 S RATH AVENUE - Photo 55](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2150543388r.jpg) ![413 S RATH AVENUE - Photo 56](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2388112424r.jpg) ![413 S RATH AVENUE - Photo 57](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2278260268r.jpg) ![413 S RATH AVENUE - Photo 58](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f1537576720r.jpg) ![413 S RATH AVENUE - Photo 59](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3185478542r.jpg) ![413 S RATH AVENUE - Photo 60](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3871644913r.jpg) ![413 S RATH AVENUE - Photo 61](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f2340348176r.jpg) ![413 S RATH AVENUE - Photo 62](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3318263950r.jpg) ![413 S RATH AVENUE - Photo 63](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3809338492r.jpg) ![413 S RATH AVENUE - Photo 64](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f3719725056r.jpg) ![413 S RATH AVENUE - Photo 65](http://lh.rdcpix.com/0acac37121325a4b8952997003183dc1l-f4088641828r.jpg) --- **MLS#:** 26030756 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Coldwell Banker Schmidt REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/413-s-rath-avenue-ludington-mi-49431-48efcd2fc4f846fda6dffe64eb48f801) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/413-s-rath-avenue-ludington-mi-49431-48efcd2fc4f846fda6dffe64eb48f801#listing", "url": "https://staging.propertysimple.ai/listing/413-s-rath-avenue-ludington-mi-49431-48efcd2fc4f846fda6dffe64eb48f801", "name": "413 S RATH AVENUE, Ludington, MI 49431", "description": "Rare opportunity to build a custom residence with sweeping views of Lake Michigan, Ludington's bustling harbor, and marinas. 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