# 4132 MARTINDALE Loop, Winter Haven, FL 33884 > **TL;DR:** 4bd/3ba single family, $399,900 ($211/sqft), built 2008, 1,894 sqft. > A/C, 2-car garage. Est. $2,139/mo. Listed 102 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,900 | | Price/sqft | $211 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 1,894 | | Year Built | 2008 | | Lot Size | 8,276 sqft (0.19 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 102 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,022 | | Estimated Insurance | $117 | | **Total** | **$2,139** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2008 - 0.19 acre lot ## Description ### Agent Description Welcome to this beautifully maintained, energy-efficient 4-bedroom, 3-bath home in the highly desirable Traditions at Ruby Lake, a premier 55+ gated community offering the very best of Florida resort-style living. Situated on an oversized lot, this exceptional home features a desirable split floor plan Jack and Jill bathroom w/ walk-in tub and soaring high ceilings that create a bright, open, and spacious feel throughout. Thoughtfully upgraded for both comfort and efficiency, the home offers a spacious, expanded screened lanai with brick pavers-the perfect outdoor retreat for entertaining or enjoying a quiet evening-enhanced by customizable LED lighting to create the ideal ambiance. Energy-saving features include foam-core insulation in the concrete block walls, new Andersen windows, and a freshly painted exterior. Inside, you'll find hardwood flooring in the primary bedroom and front bedroom, which also makes an ideal home office. The kitchen is beautifully appointed with custom cabinetry, granite countertops, slate stainless steel appliances, and abundant storage. Custom maple shelving in the pantry, laundry room, and both linen closets adds both elegance and functionality. The primary bath also features granite countertops, completing the home's high-quality finishes. Designed for comfortable everyday living and effortless entertaining, this home offers generous living spaces that provide both privacy and flexibility for family and guests. HOA dues provide exceptional value and include weekly lawn and landscape maintenance, Spectrum TV service, and exterior house painting every seven years. Residents also enjoy full access to the community's impressive lakefront clubhouse, featuring a resort-style pool and spa, sauna, showers, a fully equipped fitness center, staffed front desk, library, business center, billiards room, craft room, and a spacious ballroom that hosts meetings, dances, entertainment, guest speakers, clubs, and social events. Outdoor amenities are equally impressive and include tennis, basketball, bocce ball, shuffleboard, pickleball, three community boat docks, a picturesque lakeside gazebo, and a paved walking path along the lake-perfect for morning strolls or evening exercise. If you're looking for a move-in-ready home with exceptional upgrades, low-maintenance living, and an active, resort-style lifestyle, this is the one you won't want to miss! ## Location - **Address:** 4132 MARTINDALE Loop, Winter Haven, FL 33884 - **County:** Polk - **Neighborhood:** TRADITIONS PH 02 - **Coordinates:** 27.964021, -81.66681 - **Google Maps:** https://www.google.com/maps?q=27.964021,-81.66681 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/L4963446 ## Listing Agent - **Name:** Mike Webb - **Brokerage:** Trade Winds Realty - **Broker Phone:** (863) 397-6944 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4132-Martindale-Loop_Winter-Haven_FL_33884_M56147-33154?f=listhub&s=MFRMLSFL&m=L4963446&c=propsimple) ## Photos ![4132 MARTINDALE Loop - Photo 1](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1270906647r.jpg) ![4132 MARTINDALE Loop - Photo 2](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2019011614r.jpg) ![4132 MARTINDALE Loop - Photo 3](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1679162951r.jpg) ![4132 MARTINDALE Loop - Photo 4](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f926805252r.jpg) ![4132 MARTINDALE Loop - Photo 5](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3282697509r.jpg) ![4132 MARTINDALE Loop - Photo 6](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f880398069r.jpg) ![4132 MARTINDALE Loop - Photo 7](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3002072824r.jpg) ![4132 MARTINDALE Loop - Photo 8](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1839756445r.jpg) ![4132 MARTINDALE Loop - Photo 9](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3463583408r.jpg) ![4132 MARTINDALE Loop - Photo 10](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f4214996990r.jpg) ![4132 MARTINDALE Loop - Photo 11](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1273171454r.jpg) ![4132 MARTINDALE Loop - Photo 12](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f905316257r.jpg) ![4132 MARTINDALE Loop - Photo 13](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1851261054r.jpg) ![4132 MARTINDALE Loop - Photo 14](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1976598156r.jpg) ![4132 MARTINDALE Loop - Photo 15](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f972742309r.jpg) ![4132 MARTINDALE Loop - Photo 16](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1851261054r.jpg) ![4132 MARTINDALE Loop - Photo 17](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1976598156r.jpg) ![4132 MARTINDALE Loop - Photo 18](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f972742309r.jpg) ![4132 MARTINDALE Loop - Photo 19](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3525768992r.jpg) ![4132 MARTINDALE Loop - Photo 20](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1506405927r.jpg) ![4132 MARTINDALE Loop - Photo 21](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1522725928r.jpg) ![4132 MARTINDALE Loop - Photo 22](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2758670730r.jpg) ![4132 MARTINDALE Loop - Photo 23](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2557023178r.jpg) ![4132 MARTINDALE Loop - Photo 24](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2993294333r.jpg) ![4132 MARTINDALE Loop - Photo 25](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1020933519r.jpg) ![4132 MARTINDALE Loop - Photo 26](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3119273388r.jpg) ![4132 MARTINDALE Loop - Photo 27](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3412220293r.jpg) ![4132 MARTINDALE Loop - Photo 28](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1757986370r.jpg) ![4132 MARTINDALE Loop - Photo 29](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3104026427r.jpg) ![4132 MARTINDALE Loop - Photo 30](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2598920511r.jpg) ![4132 MARTINDALE Loop - Photo 31](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1722447763r.jpg) ![4132 MARTINDALE Loop - Photo 32](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3867566823r.jpg) ![4132 MARTINDALE Loop - Photo 33](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1756816040r.jpg) ![4132 MARTINDALE Loop - Photo 34](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2301370959r.jpg) ![4132 MARTINDALE Loop - Photo 35](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3900550289r.jpg) ![4132 MARTINDALE Loop - Photo 36](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f834673041r.jpg) ![4132 MARTINDALE Loop - Photo 37](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2597449847r.jpg) ![4132 MARTINDALE Loop - Photo 38](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f638021068r.jpg) ![4132 MARTINDALE Loop - Photo 39](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1146337784r.jpg) ![4132 MARTINDALE Loop - Photo 40](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3894558351r.jpg) ![4132 MARTINDALE Loop - Photo 41](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2610252417r.jpg) ![4132 MARTINDALE Loop - Photo 42](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2685041279r.jpg) ![4132 MARTINDALE Loop - Photo 43](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2428628210r.jpg) ![4132 MARTINDALE Loop - Photo 44](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f343461318r.jpg) ![4132 MARTINDALE Loop - Photo 45](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2519166521r.jpg) ![4132 MARTINDALE Loop - Photo 46](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1231569211r.jpg) ![4132 MARTINDALE Loop - Photo 47](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f111625054r.jpg) ![4132 MARTINDALE Loop - Photo 48](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3934930767r.jpg) ![4132 MARTINDALE Loop - Photo 49](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f4197847611r.jpg) ![4132 MARTINDALE Loop - Photo 50](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1425410741r.jpg) ![4132 MARTINDALE Loop - Photo 51](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f834612996r.jpg) ![4132 MARTINDALE Loop - Photo 52](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3505086611r.jpg) ![4132 MARTINDALE Loop - Photo 53](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f235804434r.jpg) ![4132 MARTINDALE Loop - Photo 54](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f485389398r.jpg) ![4132 MARTINDALE Loop - Photo 55](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1228420300r.jpg) ![4132 MARTINDALE Loop - Photo 56](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3353667724r.jpg) ![4132 MARTINDALE Loop - Photo 57](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f1245257946r.jpg) ![4132 MARTINDALE Loop - Photo 58](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f3538661078r.jpg) ![4132 MARTINDALE Loop - Photo 59](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f4155844644r.jpg) ![4132 MARTINDALE Loop - Photo 60](http://lh.rdcpix.com/8dd00f93629ff2bdb2fb7056a6448e9el-f2703692924r.jpg) --- **MLS#:** L4963446 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/4132-martindale-loop-winter-haven-fl-33884-64c5388b3ba24c118e7c783d6229ea75) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/4132-martindale-loop-winter-haven-fl-33884-64c5388b3ba24c118e7c783d6229ea75#listing", "url": "https://staging.propertysimple.ai/listing/4132-martindale-loop-winter-haven-fl-33884-64c5388b3ba24c118e7c783d6229ea75", "name": "4132 MARTINDALE Loop, Winter Haven, FL 33884", "description": "Welcome to this beautifully maintained, energy-efficient 4-bedroom, 3-bath home in the highly desirable Traditions at Ruby Lake, a premier 55+ gated community offering the very best of Florida resort-style living. Situated on an oversized lot, this exceptional home features a desirable split floor plan Jack and Jill bathroom w/ walk-in tub and soaring high ceilings that create a bright, open, and spacious feel throughout. Thoughtfully upgraded for both comfort and efficiency, the home offers a spacious, expanded screened lanai with brick pavers-the perfect outdoor retreat for entertaining or enjoying a quiet evening-enhanced by customizable LED lighting to create the ideal ambiance. Energy-saving features include foam-core insulation in the concrete block walls, new Andersen windows, and a freshly painted exterior. Inside, you'll find hardwood flooring in the primary bedroom and front bedroom, which also makes an ideal home office. The kitchen is beautifully appointed with custom cabinetry, granite countertops, slate stainless steel appliances, and abundant storage. Custom maple shelving in the pantry, laundry room, and both linen closets adds both elegance and functionality. The primary bath also features granite countertops, completing the home's high-quality finishes. Designed for comfortable everyday living and effortless entertaining, this home offers generous living spaces that provide both privacy and flexibility for family and guests. HOA dues provide exceptional value and include weekly lawn and landscape maintenance, Spectrum TV service, and exterior house painting every seven years. Residents also enjoy full access to the community's impressive lakefront clubhouse, featuring a resort-style pool and spa, sauna, showers, a fully equipped fitness center, staffed front desk, library, business center, billiards room, craft room, and a spacious ballroom that hosts meetings, dances, entertainment, guest speakers, clubs, and social events. Outdoor amenities are equally impressive and include tennis, basketball, bocce ball, shuffleboard, pickleball, three community boat docks, a picturesque lakeside gazebo, and a paved walking path along the lake-perfect for morning strolls or evening exercise. 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