About This Home

This 2-bedroom, 3-bathroom single family at 414 SPEAR STREET in Saugatuck, MI is listed for $799,900 ($435 per sqft). Built in 1989, the home offers 1,837 sqft of living space on a N/A lot.

Key Features

  • Built in 1989

Property Details

2 full, 1 half
1989
Listing Description

Location, privacy, and the best of Saugatuck are all right outside your door at 414 Spear St. Situated just minutes from downtown Saugatuck, this charming home offers the rare opportunity to enjoy the shops, galleries, restaurants, waterfront, and energy of town while coming home to a peaceful and private setting.

Set on a large lot with beautiful views, this property feels tucked away from it all while remaining incredibly convenient to everything you love about Saugatuck. Inside, the home has been freshly painted throughout and features new carpet, creating a clean and inviting feel from the moment you walk in.

The main level offers comfortable living spaces with cathedral ceilings, a cozy fireplace, and views that draw your attention toward the beautiful surroundings. The kitchen features a convenient walk-in pantry, while the upper-level primary suite provides a private retreat.

The lower level offers an additional bedroom and full bath, providing comfortable and flexible space for guests. Outside, the setting is truly special. The large lot provides a wonderful sense of privacy and plenty of room to enjoy the outdoors, with mature landscaping, beautiful views, and multiple inviting spaces to take it all in.

A cute seating area at the front of the home offers a charming spot to relax and enjoy the surroundings, while the fire pit circle creates the perfect place to gather and unwind. Whether you're enjoying your morning coffee, taking in the view, or relaxing around the fire after an evening in town, there are plenty of ways to enjoy this peaceful outdoor setting.

And the location is hard to beat. Step away from the home and you're just minutes from downtown Saugatuck and all that makes this community so desirable. Enjoy the restaurants, galleries, boutiques, waterfront, and local attractions, then retreat to the privacy and peaceful setting of 414 Spear St. Whether you're looking for a year-round home, weekend getaway, or a special place to enjoy all that Saugatuck has to offer, this property offers an exceptional combination of location, views, privacy, and charm.

Monthly Cost Estimate

$4,278/mo

20% down · 6.5% · 30 years

Principal$578
Interest$3,466
Insurance$233

Estimates only. Actual payments may vary.

Location

414 SPEAR STREET

Saugatuck, MI 49453

Questions & Answers

This 2-bedroom, 3-bathroom single family at 414 SPEAR STREET is listed at $799,900 ($435/sqft). The estimated monthly payment is $4,278 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1989.

This property is listed by Kyle Geenen.

KG

Kyle Geenen

Agent at Coldwell Banker Schmidt Family Of Companies

Listed by Coldwell Banker Schmidt Family Of Companies · Broker phone: 6163965221 · Broker website

MLS# 26053698· Source: Coldwell Banker Schmidt REALTORS· 1 day on PropertySimple

Copyright © 2026 Coldwell Banker Schmidt REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

414 SPEAR STREET, Saugatuck, MI 49453

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