# 414 SPEAR STREET, Saugatuck, MI 49453 > **TL;DR:** 2bd/3ba single family, $799,900 ($435/sqft), built 1989, 1,837 sqft. Est. $4,278/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $799,900 | | Price/sqft | $435 | | Bedrooms | 2 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,837 | | Year Built | 1989 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,045 | | Estimated Insurance | $233 | | **Total** | **$4,278** | ## Property Highlights - Built in 1989 ## Description ### Agent Description Location, privacy, and the best of Saugatuck are all right outside your door at 414 Spear St. Situated just minutes from downtown Saugatuck, this charming home offers the rare opportunity to enjoy the shops, galleries, restaurants, waterfront, and energy of town while coming home to a peaceful and private setting. Set on a large lot with beautiful views, this property feels tucked away from it all while remaining incredibly convenient to everything you love about Saugatuck. Inside, the home has been freshly painted throughout and features new carpet, creating a clean and inviting feel from the moment you walk in. The main level offers comfortable living spaces with cathedral ceilings, a cozy fireplace, and views that draw your attention toward the beautiful surroundings. The kitchen features a convenient walk-in pantry, while the upper-level primary suite provides a private retreat. The lower level offers an additional bedroom and full bath, providing comfortable and flexible space for guests. Outside, the setting is truly special. The large lot provides a wonderful sense of privacy and plenty of room to enjoy the outdoors, with mature landscaping, beautiful views, and multiple inviting spaces to take it all in. A cute seating area at the front of the home offers a charming spot to relax and enjoy the surroundings, while the fire pit circle creates the perfect place to gather and unwind. Whether you're enjoying your morning coffee, taking in the view, or relaxing around the fire after an evening in town, there are plenty of ways to enjoy this peaceful outdoor setting. And the location is hard to beat. Step away from the home and you're just minutes from downtown Saugatuck and all that makes this community so desirable. Enjoy the restaurants, galleries, boutiques, waterfront, and local attractions, then retreat to the privacy and peaceful setting of 414 Spear St. Whether you're looking for a year-round home, weekend getaway, or a special place to enjoy all that Saugatuck has to offer, this property offers an exceptional combination of location, views, privacy, and charm. ## Location - **Address:** 414 SPEAR STREET, Saugatuck, MI 49453 - **County:** Allegan County - **Coordinates:** 42.6604564, -86.2017724 - **Google Maps:** https://www.google.com/maps?q=42.6604564,-86.2017724 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/wmlar/26053698 ## Listing Agent - **Name:** Kyle Geenen - **Brokerage:** Coldwell Banker Schmidt Family Of Companies - **Broker Phone:** 6163965221 ## Photos ![414 SPEAR STREET - Photo 1](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f3273849552r.jpg) ![414 SPEAR STREET - Photo 2](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1998562320r.jpg) ![414 SPEAR STREET - Photo 3](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f4245896757r.jpg) ![414 SPEAR STREET - Photo 4](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f4071960069r.jpg) ![414 SPEAR STREET - Photo 5](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1755573238r.jpg) ![414 SPEAR STREET - Photo 6](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2593908433r.jpg) ![414 SPEAR STREET - Photo 7](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f4123025546r.jpg) ![414 SPEAR STREET - Photo 8](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f142391614r.jpg) ![414 SPEAR STREET - Photo 9](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1545389403r.jpg) ![414 SPEAR STREET - Photo 10](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1038050173r.jpg) ![414 SPEAR STREET - Photo 11](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f253824550r.jpg) ![414 SPEAR STREET - Photo 12](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f332947814r.jpg) ![414 SPEAR STREET - Photo 13](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2077284526r.jpg) ![414 SPEAR STREET - Photo 14](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f80526044r.jpg) ![414 SPEAR STREET - Photo 15](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1686545007r.jpg) ![414 SPEAR STREET - Photo 16](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2728920375r.jpg) ![414 SPEAR STREET - Photo 17](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f649322965r.jpg) ![414 SPEAR STREET - Photo 18](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f936233300r.jpg) ![414 SPEAR STREET - Photo 19](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f723483975r.jpg) ![414 SPEAR STREET - Photo 20](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2105869549r.jpg) ![414 SPEAR STREET - Photo 21](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1453813639r.jpg) ![414 SPEAR STREET - Photo 22](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1110501371r.jpg) ![414 SPEAR STREET - Photo 23](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f359127949r.jpg) ![414 SPEAR STREET - Photo 24](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2487374074r.jpg) ![414 SPEAR STREET - Photo 25](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f480396481r.jpg) ![414 SPEAR STREET - Photo 26](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f564698505r.jpg) ![414 SPEAR STREET - Photo 27](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2527389346r.jpg) ![414 SPEAR STREET - Photo 28](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f3598822699r.jpg) ![414 SPEAR STREET - Photo 29](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f3754313005r.jpg) ![414 SPEAR STREET - Photo 30](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2118978495r.jpg) ![414 SPEAR STREET - Photo 31](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2924729499r.jpg) ![414 SPEAR STREET - Photo 32](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2296748625r.jpg) ![414 SPEAR STREET - Photo 33](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f670232399r.jpg) ![414 SPEAR STREET - Photo 34](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f3802298022r.jpg) ![414 SPEAR STREET - Photo 35](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f256136096r.jpg) ![414 SPEAR STREET - Photo 36](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f3149586427r.jpg) ![414 SPEAR STREET - Photo 37](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2329757703r.jpg) ![414 SPEAR STREET - Photo 38](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1259795224r.jpg) ![414 SPEAR STREET - Photo 39](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2600011870r.jpg) ![414 SPEAR STREET - Photo 40](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1632724004r.jpg) ![414 SPEAR STREET - Photo 41](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f3192595479r.jpg) ![414 SPEAR STREET - Photo 42](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f2365164051r.jpg) ![414 SPEAR STREET - Photo 43](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1081033614r.jpg) ![414 SPEAR STREET - Photo 44](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f1346125279r.jpg) ![414 SPEAR STREET - Photo 45](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f744509828r.jpg) ![414 SPEAR STREET - Photo 46](http://lh.rdcpix.com/23e38682ff598692d9d60a84bb379003l-f145066007r.jpg) --- **MLS#:** 26053698 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Coldwell Banker Schmidt REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/414-spear-street-saugatuck-mi-49453-07e02ec94935486890a46d31feac11bb) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/414-spear-street-saugatuck-mi-49453-07e02ec94935486890a46d31feac11bb#listing", "url": "https://staging.propertysimple.ai/listing/414-spear-street-saugatuck-mi-49453-07e02ec94935486890a46d31feac11bb", "name": "414 SPEAR STREET, Saugatuck, MI 49453", "description": "Location, privacy, and the best of Saugatuck are all right outside your door at 414 Spear St. Situated just minutes from downtown Saugatuck, this charming home offers the rare opportunity to enjoy the shops, galleries, restaurants, waterfront, and energy of town while coming home to a peaceful and private setting. Set on a large lot with beautiful views, this property feels tucked away from it all while remaining incredibly convenient to everything you love about Saugatuck. Inside, the home has been freshly painted throughout and features new carpet, creating a clean and inviting feel from the moment you walk in. The main level offers comfortable living spaces with cathedral ceilings, a cozy fireplace, and views that draw your attention toward the beautiful surroundings. The kitchen features a convenient walk-in pantry, while the upper-level primary suite provides a private retreat. The lower level offers an additional bedroom and full bath, providing comfortable and flexible space for guests. Outside, the setting is truly special. The large lot provides a wonderful sense of privacy and plenty of room to enjoy the outdoors, with mature landscaping, beautiful views, and multiple inviting spaces to take it all in. A cute seating area at the front of the home offers a charming spot to relax and enjoy the surroundings, while the fire pit circle creates the perfect place to gather and unwind. Whether you're enjoying your morning coffee, taking in the view, or relaxing around the fire after an evening in town, there are plenty of ways to enjoy this peaceful outdoor setting. And the location is hard to beat. Step away from the home and you're just minutes from downtown Saugatuck and all that makes this community so desirable. 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