# 4144 Zephyr Lane, Chattanooga, TN 37416 > **TL;DR:** 4bd/3ba single family, $499,000 ($206/sqft), built 2022, 2,425 sqft. > Fireplace, A/C, 2-car garage. Est. $3,569/mo. Listed 42 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $499,000 | | Price/sqft | $206 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,425 | | Year Built | 2022 | | Lot Size | 7,841 sqft (0.18 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 42 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,523 | | Estimated Insurance | $146 | | HOA | $900 | | **Total** | **$3,569** | ## Nearby Schools - **Elementary:** Harrison Elementary - **Middle:** Brown Middle - **High:** Central High School ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2022 - 0.18 acre lot - 2 stories - Fireplace ## Description ### Agent Description Built buy Blue Hammer Homes and not a Production Builder. River Rock Cove Living starts here featuring two bedrooms and two full baths on the main level plus a neighborhood pool. Picture breakfast at the island, evenings on the covered patio and weekends at the neighborhood pool, all from a home that's just four years new, freshly painted and completely move-in ready. And with the primary suite AND a second bedroom on the main level, 4144 Zephyr Ln is the floor plan buyers wait for. Step into the two-story foyer and the home opens up in front of you. The kitchen's oversized island is made for morning coffee, casual meals and conversation while dinner comes together, and the walk-in pantry keeps everything organized and out of sight. The kitchen flows into a light-filled dining area and a spacious living room anchored by a corner fireplace, so everyone stays connected on a quiet night in or a house full of friends. The main-level primary suite is tucked at the back of the home for privacy. It offers a double vanity, separate shower, private water closet and a generous walk-in closet. A second main-level bedroom sits at the front of the home beside a full bath, perfect for guests, a home office or anyone who prefers to skip the stairs. The laundry room is on the main level as well, right where you need it. Upstairs, two more bedrooms (one with its own walk-in closet) share a full bath with a separate vanity area that keeps busy mornings running smoothly. A cozy bonus nook is ready to become a reading corner, study spot or favorite hangout, and walk-out attic storage keeps holiday decor and seasonal items within easy reach. Step outside to the covered patio, a true extension of your living space for slow mornings, grilling out and unwinding at the end of the day. A two-car garage, sidewalks for evening strolls and a community pool for summer afternoons complete the picture. Four bedrooms, three full baths and a lifestyle to look forward to. ## Location - **Address:** 4144 Zephyr Lane, Chattanooga, TN 37416 - **County:** Hamilton - **Neighborhood:** River Rock Cove - **Coordinates:** 35.097854, -85.181362 - **Google Maps:** https://www.google.com/maps?q=35.097854,-85.181362 ## Listing Agent - **Name:** Diane E Burke · **License:** 295114 - **Brokerage:** Real Estate Partners Chattanooga LLC - **Broker Phone:** (423) 265-0088 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4144-Zephyr-Ln_Chattanooga_TN_37416_M97321-27060?f=listhub&s=CARTN&m=1543109&c=propsimple) ## Photos ![4144 Zephyr Lane - Photo 1](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3055216645r.jpg) ![4144 Zephyr Lane - Photo 2](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f795172291r.jpg) ![4144 Zephyr Lane - Photo 3](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1418007643r.jpg) ![4144 Zephyr Lane - Photo 4](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1346724316r.jpg) ![4144 Zephyr Lane - Photo 5](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2991040354r.jpg) ![4144 Zephyr Lane - Photo 6](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3394280457r.jpg) ![4144 Zephyr Lane - Photo 7](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1638276796r.jpg) ![4144 Zephyr Lane - Photo 8](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f216055654r.jpg) ![4144 Zephyr Lane - Photo 9](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2312300848r.jpg) ![4144 Zephyr Lane - Photo 10](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f877926372r.jpg) ![4144 Zephyr Lane - Photo 11](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f846950105r.jpg) ![4144 Zephyr Lane - Photo 12](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f428190134r.jpg) ![4144 Zephyr Lane - Photo 13](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1197977612r.jpg) ![4144 Zephyr Lane - Photo 14](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1501923696r.jpg) ![4144 Zephyr Lane - Photo 15](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f484460250r.jpg) ![4144 Zephyr Lane - Photo 16](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3430962093r.jpg) ![4144 Zephyr Lane - Photo 17](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1659311080r.jpg) ![4144 Zephyr Lane - Photo 18](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3375072620r.jpg) ![4144 Zephyr Lane - Photo 19](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3742601729r.jpg) ![4144 Zephyr Lane - Photo 20](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1368239981r.jpg) ![4144 Zephyr Lane - Photo 21](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2451266637r.jpg) ![4144 Zephyr Lane - Photo 22](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2155991133r.jpg) ![4144 Zephyr Lane - Photo 23](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f199786385r.jpg) ![4144 Zephyr Lane - Photo 24](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1187566801r.jpg) ![4144 Zephyr Lane - 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Photo 35](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3248698539r.jpg) ![4144 Zephyr Lane - Photo 36](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2075345000r.jpg) ![4144 Zephyr Lane - Photo 37](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1245493566r.jpg) ![4144 Zephyr Lane - Photo 38](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2478459931r.jpg) ![4144 Zephyr Lane - Photo 39](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f4273466860r.jpg) ![4144 Zephyr Lane - Photo 40](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f35722311r.jpg) ![4144 Zephyr Lane - Photo 41](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f204474956r.jpg) ![4144 Zephyr Lane - Photo 42](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3381133725r.jpg) ![4144 Zephyr Lane - Photo 43](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3119066398r.jpg) ![4144 Zephyr Lane - Photo 44](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2654189371r.jpg) ![4144 Zephyr Lane - Photo 45](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3455625645r.jpg) ![4144 Zephyr Lane - Photo 46](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f966307235r.jpg) ![4144 Zephyr Lane - Photo 47](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2047998051r.jpg) ![4144 Zephyr Lane - Photo 48](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2683044737r.jpg) ![4144 Zephyr Lane - Photo 49](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f230981876r.jpg) ![4144 Zephyr Lane - Photo 50](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3720048074r.jpg) ![4144 Zephyr Lane - Photo 51](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f4038947995r.jpg) ![4144 Zephyr Lane - Photo 52](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1825552277r.jpg) ![4144 Zephyr Lane - Photo 53](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3589734774r.jpg) ![4144 Zephyr Lane - Photo 54](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f651422239r.jpg) ![4144 Zephyr Lane - Photo 55](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3531899218r.jpg) ![4144 Zephyr Lane - Photo 56](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2216298797r.jpg) ![4144 Zephyr Lane - Photo 57](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f2717952124r.jpg) ![4144 Zephyr Lane - Photo 58](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f1186181581r.jpg) ![4144 Zephyr Lane - Photo 59](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3070694722r.jpg) ![4144 Zephyr Lane - Photo 60](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3915618229r.jpg) ![4144 Zephyr Lane - Photo 61](http://lh.rdcpix.com/12d03584b74a189cab10a989cd974ce2l-f3081549107r.jpg) --- **MLS#:** 1543109 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/4144-zephyr-lane-chattanooga-tn-37416-8418c3c2de6e4fcaaea8faa3435a292d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/4144-zephyr-lane-chattanooga-tn-37416-8418c3c2de6e4fcaaea8faa3435a292d#listing", "url": "https://staging.propertysimple.ai/listing/4144-zephyr-lane-chattanooga-tn-37416-8418c3c2de6e4fcaaea8faa3435a292d", "name": "4144 Zephyr Lane, Chattanooga, TN 37416", "description": "Built buy Blue Hammer Homes and not a Production Builder. River Rock Cove Living starts here featuring two bedrooms and two full baths on the main level plus a neighborhood pool. Picture breakfast at the island, evenings on the covered patio and weekends at the neighborhood pool, all from a home that's just four years new, freshly painted and completely move-in ready. And with the primary suite AND a second bedroom on the main level, 4144 Zephyr Ln is the floor plan buyers wait for. Step into the two-story foyer and the home opens up in front of you. The kitchen's oversized island is made for morning coffee, casual meals and conversation while dinner comes together, and the walk-in pantry keeps everything organized and out of sight. The kitchen flows into a light-filled dining area and a spacious living room anchored by a corner fireplace, so everyone stays connected on a quiet night in or a house full of friends. The main-level primary suite is tucked at the back of the home for privacy. It offers a double vanity, separate shower, private water closet and a generous walk-in closet. A second main-level bedroom sits at the front of the home beside a full bath, perfect for guests, a home office or anyone who prefers to skip the stairs. The laundry room is on the main level as well, right where you need it. Upstairs, two more bedrooms (one with its own walk-in closet) share a full bath with a separate vanity area that keeps busy mornings running smoothly. A cozy bonus nook is ready to become a reading corner, study spot or favorite hangout, and walk-out attic storage keeps holiday decor and seasonal items within easy reach. Step outside to the covered patio, a true extension of your living space for slow mornings, grilling out and unwinding at the end of the day. A two-car garage, sidewalks for evening strolls and a community pool for summer afternoons complete the picture. 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