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About This Home

This 4-bedroom, 3-bathroom single family at 4160 SOUTHERN VISTA LOOP in ST CLOUD, FL is listed for $430,000 ($198 per sqft). Built in 2024, the home offers 2,175 sqft of living space on a 0.15 acres lot.

Agent Description

PRICE IMPROVEMENT – Incredible Value! Built in 2024, this move-in-ready 4-bedroom, 3-bath home offers the feel of new construction without the wait. Welcome to 4160 Southern Vista Loop in the desirable Estates at Southern Pines. This thoughtfully designed home features stylish fixtures and finishes throughout, high ceilings, and an open-concept layout filled with natural light.

The kitchen is the heart of the home, offering attractive countertops, stainless-steel appliances, a generous island with breakfast bar seating, and a spacious closet pantry. The living and dining areas flow seamlessly to the screened patio and fully fenced backyard, where you’ll enjoy peaceful conservation views and no rear neighbors, a perfect setting for morning coffee or relaxing evenings.

A first-floor bedroom and full bath provide excellent flexibility for guests, multi-generational living, or a private home office. Upstairs, a versatile loft offers additional living space ideal for a media room, playroom, or second family area. The spacious primary suite includes dual vanities and an oversized shower, while the secondary bedrooms offer comfortable space and storage.

An upstairs laundry room with additional storage adds everyday convenience. Located just steps from the neighborhood playground and open field, and close to the community pool and toddler play area, this home offers both space and lifestyle. Enjoy all of these amenities with a low HOA of only $320 per quarter and NO CDD! If you’ve been searching for a nearly new home with a premium lot, flexible layout, and peaceful setting in St. Cloud, this one is a must-see. Schedule your private showing today.

Key Features

  • Built in 2024
  • 0.15 acre lot
  • Waterfront

Property Details

3 full
2024

Amenities

Waterfront

Monthly Cost Estimate

$2,300/mo

20% down · 6.5% · 30 years

Principal$311
Interest$1,863
Insurance$125

Estimates only. Actual payments may vary.

Location

4160 SOUTHERN VISTA LOOP

ST CLOUD, FL 34772

SOUTHERN PINES PH 5

Features & Amenities

Interior Features

Ceiling Fans(s)High CeilingsOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)

Exterior Features

PavedFencingSidewalkSliding Doors

Property Details

Flooring

CarpetTileTile - Ceramic

Construction

BlockBrickFrameStucco

Parking

DrivewayGarageGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

DishwasherGarbage DisposerMicrowaveRangeWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4160 SOUTHERN VISTA LOOP is listed at $430,000 ($198/sqft). The estimated monthly payment is $1,863 based on 20% down at 6.5% interest.

Key features include: Built in 2024, 0.15 acre lot, Waterfront. Interior Features: Ceiling Fans(s), High Ceilings, Open Floorplan. Exterior Features: Paved, Fencing, Sidewalk.

This property is listed by Stacy Wilson and can be reached at 4079707892 or s.wilsonrealestate@gmail.com.

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SW

Stacy Wilson

Agent at EXIT GLOBAL REALTY

(407) 970-7892

Listed by EXIT GLOBAL REALTY · View on Broker Site

MLS# O6379217· Source: listhub· Updated 64 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4160 SOUTHERN VISTA LOOP, ST CLOUD, FL 34772

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