# 4160 SOUTHERN VISTA LOOP, ST CLOUD, FL 34772

> **TL;DR:** 4bd/3ba single family, $430,000 ($198/sqft), built 2024, 2,175 sqft.
> Waterfront. Est. $1,863/mo. Listed 64 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $430,000 |
| Price/sqft | $198 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,175 |
| Year Built | 2024 |
| Lot Size | 6,534 sqft (0.15 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 64 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,863 |
| **Total** | **$1,863** |

## Nearby Schools

- **Elementary:** Michigan Avenue Elem (K 5)
- **Middle:** St. Cloud Middle  (6-8)
- **High:** St. Cloud High School

## Key Amenities

- Waterfront

## Property Highlights

- Built in 2024
- 0.15 acre lot
- Waterfront

## Description

### Agent Description
PRICE IMPROVEMENT – Incredible Value! Built in 2024, this move-in-ready 4-bedroom, 3-bath home offers the feel of new construction without the wait. Welcome to 4160 Southern Vista Loop in the desirable Estates at Southern Pines. This thoughtfully designed home features stylish fixtures and finishes throughout, high ceilings, and an open-concept layout filled with natural light. The kitchen is the heart of the home, offering attractive countertops, stainless-steel appliances, a generous island with breakfast bar seating, and a spacious closet pantry. The living and dining areas flow seamlessly to the screened patio and fully fenced backyard, where you’ll enjoy peaceful conservation views and no rear neighbors, a perfect setting for morning coffee or relaxing evenings. A first-floor bedroom and full bath provide excellent flexibility for guests, multi-generational living, or a private home office. Upstairs, a versatile loft offers additional living space ideal for a media room, playroom, or second family area. The spacious primary suite includes dual vanities and an oversized shower, while the secondary bedrooms offer comfortable space and storage. An upstairs laundry room with additional storage adds everyday convenience. Located just steps from the neighborhood playground and open field, and close to the community pool and toddler play area, this home offers both space and lifestyle. Enjoy all of these amenities with a low HOA of only $320 per quarter and NO CDD! If you’ve been searching for a nearly new home with a premium lot, flexible layout, and peaceful setting in St. Cloud, this one is a must-see. Schedule your private showing today.

## Location

- **Address:** 4160 SOUTHERN VISTA LOOP, ST CLOUD, FL 34772
- **County:** Osceola
- **Neighborhood:** SOUTHERN PINES PH 5
- **Coordinates:** 28.215889, -81.271339
- **Google Maps:** https://www.google.com/maps?q=28.215889,-81.271339

## Listing Agent

- **Name:** Stacy Wilson
- **Brokerage:** EXIT GLOBAL REALTY
- **Phone:** 4079707892
- **Email:** s.wilsonrealestate@gmail.com

## Primary Photo

![4160 SOUTHERN VISTA LOOP - Primary Photo](http://lh.rdcpix.com/e84e48823e50a3ea0eab3171232151fcl-f330135468r.jpg)

*35 total photos available on [listing page](https://www.propertysimple.com/listing/4160-southern-vista-loop-st-cloud-fl-34772-o6379217)*

---

**MLS#:** O6379217 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/4160-southern-vista-loop-st-cloud-fl-34772-o6379217)

---

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