About This Home

This 3-bedroom, 2-bathroom single family at 4183 Luar in Chipley, FL is listed for $227,998 ($187 per sqft). Built in 2026, the home offers 1,219 sqft of living space on a N/A lot.

Key Features

  • Built in 2026
  • 4 parking spaces

Property Details

1 story
2 full
4 spaces
2026
Listing Description

BRAND NEW, MOVE-IN READY & NO HOA Dues! ***Call today about the offered Seller Incentives!!*** Welcome to 4183 Luar Avenue, a thoughtfully designed 3-bedroom, 2-bath new construction home offering quality finishes, energy-efficient features and exceptional value in Sunny Hills.

Step inside to an open, light-filled floor plan featuring 9' ceilings, a vaulted living area, luxury vinyl plank flooring throughout and a beautifully finished kitchen with all-wood cabinetry. The refrigerator is included, making this home truly move-in ready.

Built with comfort, efficiency and Florida living in mind, this home features spray-foam roof insulation and impact-rated windows and doors. The split-bedroom design provides privacy for the primary suite while two additional bedrooms offer space for family, guests or a home office.

Enjoy the covered porch and the freedom of NO HOA Dues, with convenient access to Chipley and an easy drive south toward Panama City and the Gulf Coast. Why buy used when you can start fresh? No renovations, no outdated finishes and no waiting for construction--this home is COMPLETE and ready now! BE SUER TO ASK ABOUT AVAILABLE SELLER INCENTIVES toward buyer closing costs or an interest-rate buy-down with an acceptable offer and approved financing. Schedule your showing today!

Monthly Cost Estimate

$1,219/mo

20% down · 6.5% · 30 years

Principal$165
Interest$988
Insurance$66

Estimates only. Actual payments may vary.

Location

4183 Luar

Chipley, FL 32428

SUNNY HILLS

Property Details

Heating

Heat Pump (Heating)

Appliances

DishwasherDisposalMicrowaveRefrigerator W/IceMkStove/Oven Electric

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4183 Luar is listed at $227,998 ($187/sqft). The estimated monthly payment is $1,219 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 4 parking spaces.

This property is listed by John R Cunningham.

JC

John R Cunningham

License 3231414

Agent at Realty Destination, LLC

Listed by Realty Destination, LLC · Broker phone: (850) 960-5646 · View on Broker Site · Broker website

MLS# 1008351· Source: Emerald Coast Association of Realtors· 96 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4183 Luar, Chipley, FL 32428

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