About This Home

This 3-bedroom, 2-bathroom single family at 419 E 12th Street in Spencer, IA is listed for $170,000 ($124 per sqft). Built in 1910, the home offers 1,370 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1910
  • 0.14 acre lot

Property Details

1 story
1 half
2-car garage
1910

Amenities

A/C
Listing Description

See for yourself! There's something inviting about a front porch filled with natural light, and this 3-bedroom, 2-bath bungalow gives you just that! The enclosed front porch offers a sunny spot to enjoy. Inside, the living room welcomes you with a comfortable setting, while the kitchen features warm wood cabinetry.

Two main-floor bedrooms and convenient main-floor laundry make daily routines a little easier. Downstairs, a versatile room with an egress window offers possibilities for a third bedroom, home office, hobby room, or additional living space.Outside, enjoy a fenced backyard with the added bonus of a detached two-car garage conveniently accessed from the alley. With its flexible spaces and everyday conveniences, this bungalow has plenty to appreciate!

Monthly Cost Estimate

$909/mo

20% down · 6.5% · 30 years

Principal$123
Interest$737
Insurance$50

Estimates only. Actual payments may vary.

Location

419 E 12th Street

Spencer, IA 51301

Features & Amenities

Interior Features

Ceiling Fan(s)Garage Door OpenerMain Floor BedroomsMain Floor Laundry

Exterior Features

Fenced Yard-FullPatioPorch

Property Details

Construction

Vinyl Siding

Outdoor Features

PorchPatio

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherDryerRange/StoveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 419 E 12th Street is listed at $170,000 ($124/sqft). The estimated monthly payment is $910 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1910, 0.14 acre lot. Interior Features: Ceiling Fan(s), Garage Door Opener, Main Floor Bedrooms. Exterior Features: Fenced Yard-Full, Patio, Porch.

This property is listed by Kelly Bierl.

KB

Kelly Bierl

Agent at Hometown Realty

Listed by Hometown Realty · Broker phone: (712) 260-5711 · View on Broker Site · Broker website

MLS# 261413· Source: Iowa Great Lakes Board of Realtors· 2 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

419 E 12th Street, Spencer, IA 51301

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