About This Home

This 2-bedroom, 2-bathroom condo at 4207 Indian Bayou Trail #2603 in Destin, FL is listed for $320,000 ($330 per sqft). Built in 2007, the home offers 970 sqft of living space on a N/A lot.

Key Features

  • Built in 2007

Property Details

2 full
#2603
2007

Amenities

EV ChargerA/C
Listing Description

$20K-$30K Gross Rental Income. HOA Covers ALL Utilities. Gulf Views. Turnkey. Done. Welcome to Unit 2603 at The Palms of Destin, a 6th-floor, Gulf-view, short-term rental approved condo that is already set up to earn. This is not a 'potential' investment.

The HOA covering electricity, water, cable TV, and high-speed Wi-Fi, your ownership costs are predictable from day one. This Junior 2-Bedroom, 2-Bathroom condo offers 970 sq. ft. of updated, coastal-inspired living space and sleeps up to 6 guests, a king bed in the master suite, a queen bed in the guest room, and a full queen sleeper sofa in the living area.

Both bathrooms are full-size. The open-concept kitchen, breakfast bar, and living/dining area flow seamlessly to your private Gulf-and-lagoon-view balcony, the feature guests screenshot and share before they even check in. Inside, you'll find updated flooring, fresh contemporary coastal furnishings, multiple flat-screen smart TVs, and a full-size i

n-unit washer and dryer, the amenity that earns 5-star reviews and repeat bookings from families and couples alike. The unit is fully furnished and turnkey. No additional investment required to start generating income. The resort amenities are a category of their own: Destin's largest lagoon pool, 11,000 sq.

ft., 259,000 gallons, zero-entry design with 5 dancing waterfalls, walking bridges, and a sprawling lounge deck 21,000-gallon heated pool, children's splash pad, and whirlpool hot tub 2,265 sq. ft. state-of-the-art fitness center Two lighted tennis courts, full basketball courts, indoor pickleball court On-site Bistro Bar & Restaurant, coffee shop,

and sports lounge Complimentary seasonal beach shuttle to public Gulf beach access Gated children's playground, BBQ & picnic areas Secured covered parking garage, elevator access, 24/7 security patrol EV charger on property Location is everything. You are steps from Joe's Crab Shack, Bubba Gump Shrimp, The Back Porch, Ruth's Chris Steak House, and Fudpuckers.

Destin Commons (75+ shops, AMC Theater, Bass Pro Shop) and HarborWalk Village are minutes away by car. Henderson Beach State Park, 6,000 feet of pristine Gulf-front beach, is a 14-minute walk from your front door. Investment Highlights: Short-Term Rental Approved, resort STR permitted, Okaloosa County HOA Covers: Electricity | Water | Cable TV | Hi

gh-Speed Wi-Fi | Amenities Fully furnished and turnkey, income-ready from Day 1 6th Floor, Gulf views + lagoon pool views from private balcony Sleeps 6, highest-demand guest configuration for families and groups In-unit W/D, top-ranked amenity by guest review data Year-round demand: peak summer + strong snowbird/winter market (Nov-Feb) Built 2007 | 970 sq.

ft. | 2BR / 2BA | Unit 2603 | 4201 Indian Bayou Trail Whether you're an investor looking for a proven Emerald Coast cash-flow vehicle, a 1031 exchange buyer deploying capital into a tax-advantaged beach asset, or a family ready to stop renting someone else's beach memories and start owning your own, Unit 2603 checks every box. Ready to run the numbers, schedule a showing, or review the rental performance history? Make your appointment for an exclusive tour today.

Monthly Cost Estimate

$5,261/mo

20% down · 6.5% · 30 years

Principal$231
Interest$1,387
Insurance$93
HOA$3,550

Estimates only. Actual payments may vary.

Location

4207 Indian Bayou Trail #2603

Destin, FL 32541

THE PALMS OF DESTIN

Features & Amenities

Exterior Features

BalconyTennis Court

Property Details

Construction

Concrete

Parking

Garage - Detached

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDryerRefrigeratorSmoke DetectorWasher

Questions & Answers

This 2-bedroom, 2-bathroom condo at 4207 Indian Bayou Trail is listed at $320,000 ($330/sqft). The estimated monthly payment is $5,261 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $3550/month.

Key features include: Built in 2007. Exterior Features: Balcony, Tennis Court.

This property is listed by India T Lucious.

IL

India T Lucious

License 3442154

Agent at EXP REALTY LLC

Listed by EXP REALTY LLC · Broker phone: (888) 883-8509 · View on Broker Site

MLS# 1006188· Source: Emerald Coast Association of Realtors· 126 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4207 Indian Bayou Trail #2603, Destin, FL 32541

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