About This Home

This 4-bedroom, 4-bathroom single family at 421 ISLEBAY Drive in Apollo Beach, FL is listed for $1,100,000 ($329 per sqft). Built in 2004, the home offers 3,341 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2004
  • 0.17 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
2-car garage
2004

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Virtually Staged. 421 ISLEBAY DR, APOLLO BEACH, FL 33572 | 4 BEDROOMS + OFFICE + LOFT | 3.5 BATHROOMS | 3,341 SQ. FT. | 70 FT SALTWATER CANAL | PRIVATE DOCK | 10,000 LB BOAT LIFT | FIRST-FLOOR PRIMARY At 421 Islebay Drive, the Florida waterfront lifestyle begins in your own backyard.

Set on 70 feet of saltwater canal frontage in MiraBay, this 4-bedroom, 3.5-bath home pairs 3,341 sq. ft. of living space with a private 29x4 dock with electric and a 10,000 lb boat lift. From time on the water to evenings on the covered lanai, the home is designed around enjoying life by the canal.

Inside, the two-story layout gives everyone room to spread out while keeping the primary suite and dedicated office on the first floor. The main living area brings the kitchen and family room together in an open layout, complemented by a custom feature wall, electric fireplace and built-in shelving.

Luxury vinyl flooring runs through the living areas and bedrooms. The kitchen is ready for everyday meals and entertaining with stone counters, a center island, breakfast bar, pantry, natural gas cooktop and 2025 KitchenAid appliances, including a built-in oven with air fryer.

The first-floor primary bedroom has a walk-in closet and tray ceiling, while the en-suite bath has marble flooring, split vanities, stone counters, a garden tub and separate shower. Upstairs, three additional bedrooms and a 16x13 loft create flexible space beyond the main living areas.

Two full baths serve the second floor, including a Jack-and-Jill bath. Updated bathrooms add marble flooring, new vanities and updated lighting. Important improvements add even more value: dual A/C systems replaced in 2024, water heater replaced in 2024, KitchenAid appliances added in 2025, and a new metal roof section completed in 2026 alongside the approximately 5-year-old shingle roof.

French doors lead outside to a covered lanai, patio and fenced yard overlooking the canal. The concrete seawall, private dock and boat lift put the water at the center of daily life, whether you are heading out by boat or simply unwinding beside the canal.

MiraBay extends the lifestyle beyond the property with a clubhouse, fitness center, community pool, tennis courts, parks, playground, golf-cart-approved streets and community boat ramp. The required HOA is $190 annually, and the home is connected to public water, public sewer and natural gas.

***** WHAT THE SELLER LOVES Having the boat right behind the house makes it easy to enjoy time on the water, while the fenced yard and covered lanai create a comfortable place to relax outdoors. The first-floor primary suite, dedicated office, upstairs loft, updated bathrooms and major 2024-2026 improvements make the home easy to enjoy day to day, with MiraBay's recreation and waterfront lifestyle just beyond the front door.

Monthly Cost Estimate

$5,883/mo

20% down · 6.5% · 30 years

Principal$796
Interest$4,767
Insurance$321

Estimates only. Actual payments may vary.

Location

421 ISLEBAY Drive

Apollo Beach, FL 33572

MIRABAY PH 1B-1/2A-1/3B-1

Features & Amenities

Interior Features

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone CountersThermostatTray Ceiling(s)Walk-In Closet(s)Window Treatments

Exterior Features

Hurricane ShuttersLightingPrivate MailboxPrivate YardRain GuttersSidewalk

Property Details

Flooring

MarbleVinylTile

Construction

Block Stucco

Views

Water

Outdoor Features

PorchPatio

Parking

OpenDriveway

Heating

Central

Cooling

Central Air

Appliances

Built-In OvenCooktopDishwasherDisposalIce MakerMicrowaveRangeRange HoodRefrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 421 ISLEBAY Drive is listed at $1,100,000 ($329/sqft). The estimated monthly payment is $5,883 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2004, 0.17 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings. Exterior Features: Hurricane Shutters, Lighting, Private Mailbox.

This property is listed by Shawna Calvert.

SC

Shawna Calvert

Agent at 27North Realty

Listed by 27North Realty · Broker phone: (813) 645-4663 · View on Broker Site · Broker website

MLS# TB8553235· Source: Stellar MLS· 28 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

421 ISLEBAY Drive, Apollo Beach, FL 33572

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