About This Home

This 1-bedroom, 1-bathroom single family at 427 Cross Creek in Mineral Bluff, GA is listed for $419,900. Built in 1979, on a 1.07 acres lot.

Key Features

  • Built in 1979
  • 1.07 acre lot
  • Fireplace
  • Waterfront

Property Details

1 full
1979

Amenities

FireplaceWaterfront
Listing Description

**TURN-KEY, FULLY FURNISHED , ACTIVE SHORT-TERM RENTAL!** New Roof** Escape to this charming 1-bedroom, 1-bath Modern Rustic cabin overlooking a peaceful pond, complete with a small creek where the soothing sound of flowing water adds to the relaxing mountain atmosphere.

Whether you're searching for a romantic couples retreat, personal mountain getaway, or established investment property, this cabin is ready to enjoy from day one. An abundance of windows fills the home with natural light while bringing the beautiful outdoor setting and water views inside.

The kitchen features granite countertops, ample cabinetry, and just the right amount of space to prepare a meal, while the adjoining dining area overlooks the water-the perfect setting for morning coffee or a quiet dinner for two. Upstairs, the spacious loft bedroom offers a comfortable sitting area, plenty of room for an additional bed or sleeping

space, and its own private deck-an ideal place to unwind, breathe in the mountain air, and listen to the peaceful sounds of the nearby creek. The cabin is located within a Gated Community, offering privacy and controlled access; however, this property is not subject to the community's covenants and restrictions, providing added flexibility for the new owner.

Currently operating as a Part-time Active Short-Term rental, the property is being sold turn-key and furnished, making the transition easy for an investor or second-home buyer. And the location is hard to beat! You're just minutes from the Golf Course and the Toccoa River, where fishing, tubing, kayaking, and outdoor adventures await, and just a 10-minute drive to Downtown Blue Ridge for shopping, dining, breweries, entertainment, and everything this popular mountain town has to offer.

Monthly Cost Estimate

$2,246/mo

20% down · 6.5% · 30 years

Principal$304
Interest$1,820
Insurance$122

Estimates only. Actual payments may vary.

Location

427 Cross Creek

Mineral Bluff, GA 30559

Features & Amenities

Interior Features

FurnishedCeiling Fan(s)WoodLoft

Exterior Features

Pond

Property Details

Flooring

StoneTileWood

Construction

Frame Concrete

Parking

Driveway

Heating

Propane (Heating)WoodCentral

Appliances

RefrigeratorRangeDishwasher

Questions & Answers

This 1-bedroom, 1-bathroom single family at 427 Cross Creek is listed at $419,900. The estimated monthly payment is $2,245 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1979, 1.07 acre lot, Fireplace, Waterfront. Interior Features: Furnished, Ceiling Fan(s), Wood. Exterior Features: Pond.

This property is listed by Patricia Sprouse.

PS

Patricia Sprouse

Agent at REMAX Town & Country

Listed by REMAX Town & Country · Broker phone: (770) 596-6599 · View on Broker Site · Broker website

MLS# 436619· Source: Northeast Georgia Board of Realtors· 6 days on PropertySimple

Copyright © 2026 Northeast Georgia Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

427 Cross Creek, Mineral Bluff, GA 30559

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