# 427 Cross Creek, Mineral Bluff, GA 30559 > **TL;DR:** 1bd/1ba single family, $419,900, built 1979. > Fireplace, Waterfront. Est. $2,245/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $419,900 | | Bedrooms | 1 | | Bathrooms | 1 full | | Year Built | 1979 | | Lot Size | 46,609 sqft (1.07 acres) | | Property Type | Single Family (Cabin) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,123 | | Estimated Insurance | $122 | | **Total** | **$2,245** | ## Key Amenities - Fireplace - Waterfront ## Property Highlights - Built in 1979 - 1.07 acre lot - Fireplace - Waterfront ## Description ### Agent Description **TURN-KEY, FULLY FURNISHED , ACTIVE SHORT-TERM RENTAL!** New Roof** Escape to this charming 1-bedroom, 1-bath Modern Rustic cabin overlooking a peaceful pond, complete with a small creek where the soothing sound of flowing water adds to the relaxing mountain atmosphere. Whether you're searching for a romantic couples retreat, personal mountain getaway, or established investment property, this cabin is ready to enjoy from day one. An abundance of windows fills the home with natural light while bringing the beautiful outdoor setting and water views inside. The kitchen features granite countertops, ample cabinetry, and just the right amount of space to prepare a meal, while the adjoining dining area overlooks the water-the perfect setting for morning coffee or a quiet dinner for two. Upstairs, the spacious loft bedroom offers a comfortable sitting area, plenty of room for an additional bed or sleeping space, and its own private deck-an ideal place to unwind, breathe in the mountain air, and listen to the peaceful sounds of the nearby creek. The cabin is located within a Gated Community, offering privacy and controlled access; however, this property is not subject to the community's covenants and restrictions, providing added flexibility for the new owner. Currently operating as a Part-time Active Short-Term rental, the property is being sold turn-key and furnished, making the transition easy for an investor or second-home buyer. And the location is hard to beat! You're just minutes from the Golf Course and the Toccoa River, where fishing, tubing, kayaking, and outdoor adventures await, and just a 10-minute drive to Downtown Blue Ridge for shopping, dining, breweries, entertainment, and everything this popular mountain town has to offer. ## Location - **Address:** 427 Cross Creek, Mineral Bluff, GA 30559 - **County:** Fannin - **Coordinates:** 34.9369533, -84.3393731 - **Google Maps:** https://www.google.com/maps?q=34.9369533,-84.3393731 ## Virtual Tour & Media - **Video Tour:** www.zillow.com/view-imx/7b329e24-4d30-4b4e-bca9-49ee5d35f4d1?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard ## Listing Agent - **Name:** Patricia Sprouse - **Brokerage:** REMAX Town & Country - **Broker Phone:** (770) 596-6599 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/427-Cross-Creek-Rd_Mineral-Bluff_GA_30559_M52337-21570?f=listhub&s=NEGBORGA&m=436619&c=propsimple) ## Photos ![427 Cross Creek - Photo 1](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f430127611r.jpg) ![427 Cross Creek - Photo 2](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f2000454440r.jpg) ![427 Cross Creek - Photo 3](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1068599056r.jpg) ![427 Cross Creek - Photo 4](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f2410832453r.jpg) ![427 Cross Creek - Photo 5](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f2761202393r.jpg) ![427 Cross Creek - Photo 6](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f3393072410r.jpg) ![427 Cross Creek - Photo 7](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1020611101r.jpg) ![427 Cross Creek - Photo 8](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1535014640r.jpg) ![427 Cross Creek - Photo 9](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f77606781r.jpg) ![427 Cross Creek - Photo 10](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f62450508r.jpg) ![427 Cross Creek - Photo 11](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1587740287r.jpg) ![427 Cross Creek - Photo 12](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f81975810r.jpg) ![427 Cross Creek - Photo 13](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f3129469694r.jpg) ![427 Cross Creek - Photo 14](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f102128512r.jpg) ![427 Cross Creek - Photo 15](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1696497776r.jpg) ![427 Cross Creek - Photo 16](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f996404134r.jpg) ![427 Cross Creek - Photo 17](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1344785194r.jpg) ![427 Cross Creek - Photo 18](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f969562547r.jpg) ![427 Cross Creek - Photo 19](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f3679320255r.jpg) ![427 Cross Creek - Photo 20](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f2976085297r.jpg) ![427 Cross Creek - Photo 21](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f3232848154r.jpg) ![427 Cross Creek - Photo 22](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1326643799r.jpg) ![427 Cross Creek - Photo 23](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f4108375767r.jpg) ![427 Cross Creek - Photo 24](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f449531165r.jpg) ![427 Cross Creek - Photo 25](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f4239952188r.jpg) ![427 Cross Creek - Photo 26](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f4179226798r.jpg) ![427 Cross Creek - Photo 27](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f3887753309r.jpg) ![427 Cross Creek - Photo 28](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f2208270448r.jpg) ![427 Cross Creek - Photo 29](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f3596805409r.jpg) ![427 Cross Creek - Photo 30](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f2477869817r.jpg) ![427 Cross Creek - Photo 31](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f3483410294r.jpg) ![427 Cross Creek - Photo 32](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1326368391r.jpg) ![427 Cross Creek - Photo 33](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f835780710r.jpg) ![427 Cross Creek - Photo 34](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1942776244r.jpg) ![427 Cross Creek - Photo 35](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f563220934r.jpg) ![427 Cross Creek - Photo 36](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f3111500793r.jpg) ![427 Cross Creek - Photo 37](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1812726323r.jpg) ![427 Cross Creek - Photo 38](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f3748410607r.jpg) ![427 Cross Creek - Photo 39](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f2331503428r.jpg) ![427 Cross Creek - Photo 40](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1397737384r.jpg) ![427 Cross Creek - Photo 41](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f1505241255r.jpg) ![427 Cross Creek - Photo 42](http://lh.rdcpix.com/6a014265dec6423fbe47f0931458a348l-f2537759732r.jpg) --- **MLS#:** 436619 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Northeast Georgia Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/427-cross-creek-mineral-bluff-ga-30559-d1b160cc8ae24cdf9bbfb2972a295635) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/427-cross-creek-mineral-bluff-ga-30559-d1b160cc8ae24cdf9bbfb2972a295635#listing", "url": "https://staging.propertysimple.ai/listing/427-cross-creek-mineral-bluff-ga-30559-d1b160cc8ae24cdf9bbfb2972a295635", "name": "427 Cross Creek, Mineral Bluff, GA 30559", "description": "**TURN-KEY, FULLY FURNISHED , ACTIVE SHORT-TERM RENTAL!** New Roof** Escape to this charming 1-bedroom, 1-bath Modern Rustic cabin overlooking a peaceful pond, complete with a small creek where the soothing sound of flowing water adds to the relaxing mountain atmosphere. Whether you're searching for a romantic couples retreat, personal mountain getaway, or established investment property, this cabin is ready to enjoy from day one. An abundance of windows fills the home with natural light while bringing the beautiful outdoor setting and water views inside. The kitchen features granite countertops, ample cabinetry, and just the right amount of space to prepare a meal, while the adjoining dining area overlooks the water-the perfect setting for morning coffee or a quiet dinner for two. Upstairs, the spacious loft bedroom offers a comfortable sitting area, plenty of room for an additional bed or sleeping space, and its own private deck-an ideal place to unwind, breathe in the mountain air, and listen to the peaceful sounds of the nearby creek. 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