# 427 Elm Street, Richmond, KY 40475 > **TL;DR:** 2bd/1ba single family, $99,600 ($111/sqft), built 1950, 901 sqft. Est. $533/mo. Listed 83 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $99,600 | | Price/sqft | $111 | | Bedrooms | 2 | | Bathrooms | 1 full | | Square Feet | 901 | | Year Built | 1950 | | Lot Size | 11,631 sqft (0.27 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 83 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $504 | | Estimated Insurance | $29 | | **Total** | **$533** | ## Nearby Schools - **Elementary:** Richmond City - **Middle:** Madison Mid - **High:** Madison Central ## Property Highlights - Built in 1950 - 0.27 acre lot ## Description ### Agent Description PRICE REDUCED!!! ****READY FOR MOVE IN *****This Price includes a 1 year waranty! Cash or Conventional Financing Well-maintained 2-bedroom, 1-bath ranch home offered by its long-time family owner and occupant. New double pane energy efficient gas charged windows throughout; New ceiling fan; Central Heat & 2 window A/c units, house is very sound, ready for its next chapter. Tucked away on a quiet, in-town street, this home sits on a nice flat lot with a covered front porch entry, off-street parking, and easy-care vinyl siding. The comfortable single-level layout is move-in ready, making it an ideal fit for first-time buyers, downsizers, or investors looking for a solid, low-maintenance property. Convenient in-town location puts shopping, schools, and everyday amenities within easy reach. Don't miss this one - priced to sell and won't last long! The Seller is a licensed agent. ## Location - **Address:** 427 Elm Street, Richmond, KY 40475 - **County:** Madison - **Coordinates:** 37.74844, -84.286158 - **Google Maps:** https://www.google.com/maps?q=37.74844,-84.286158 ## Listing Agent - **Name:** Robert Ferrell - **Brokerage:** Guide Realty, Inc. - **Broker Phone:** 2630305 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/427-Elm-St_Richmond_KY_40475_M45058-74093?f=listhub&s=LBARKY&m=26021465&c=propsimple) ## Photos ![427 Elm Street - Photo 1](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f2326756110r.jpg) ![427 Elm Street - Photo 2](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f4192063030r.jpg) ![427 Elm Street - Photo 3](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f4293493258r.jpg) ![427 Elm Street - Photo 4](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f2632412548r.jpg) ![427 Elm Street - Photo 5](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f1345774779r.jpg) ![427 Elm Street - Photo 6](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f3261404425r.jpg) ![427 Elm Street - Photo 7](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f1173533845r.jpg) ![427 Elm Street - Photo 8](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f2942958865r.jpg) ![427 Elm Street - Photo 9](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f310455010r.jpg) ![427 Elm Street - Photo 10](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f1846521300r.jpg) ![427 Elm Street - Photo 11](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f167322470r.jpg) ![427 Elm Street - Photo 12](http://lh.rdcpix.com/d3a98d74cc840cfb3161fd0ce73011eel-f1565489325r.jpg) --- **MLS#:** 26021465 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/427-elm-street-richmond-ky-40475-7c69683025e74d39942ed9bba61db5e9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/427-elm-street-richmond-ky-40475-7c69683025e74d39942ed9bba61db5e9#listing", "url": "https://staging.propertysimple.ai/listing/427-elm-street-richmond-ky-40475-7c69683025e74d39942ed9bba61db5e9", "name": "427 Elm Street, Richmond, KY 40475", "description": "PRICE REDUCED!!! ****READY FOR MOVE IN *****This Price includes a 1 year waranty! Cash or Conventional Financing Well-maintained 2-bedroom, 1-bath ranch home offered by its long-time family owner and occupant. 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