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About This Home

This 3-bedroom, 2-bathroom single family at 427 Iowa St in Waterloo, IA is listed for $224,900 ($138 per sqft). Built in 1909, the home offers 1,624 sqft of living space on a 0.09 acres lot.

Agent Description

Set on a quiet Waterloo street, this thoughtfully renewed two-story home blends character with the comfort of modern updates. From the moment you approach, the adorable open front porch sets the tone-an inviting place to start the day with coffee or wind down in the evening while watching the neighborhood pass by.

Stepping through the front door reveals a home that has undergone a major renovation, where each space has been carefully restored with attention to both function and charm. The main level unfolds with a natural flow between the living room and dining area, creating a comfortable environment for everyday life or gathering with friends and family.

Underfoot, beautifully refinished wood floors add warmth and continuity throughout the space. At the heart of the home, the completely updated kitchen offers a fresh and practical workspace. New cabinetry, countertops, and appliances are complemented by a tiled backsplash that adds texture and style while keeping the space easy to maintain.

Just beyond, daily routines are made easier with a dedicated mudroom and main-floor laundry, designed to keep coats, shoes, and household tasks organized. A convenient half bath on the main level adds extra functionality for guests. Upstairs, three comfortable bedrooms provide space for rest and privacy.

The primary bedroom includes its own shower, offering a quiet retreat at the end of the day. One of the additional bedrooms opens to a charming upper porch, a cozy spot to step outside and enjoy a quiet morning moment. Storage throughout the level helps keep everything in its place, while the hall bathroom features a double-bowl vanity and a newly installed tub, making busy mornings easier for everyone.

The updates extend beyond the interior as well. A newly built oversized single-car garage provides both parking and additional storage, while new concrete sidewalks and a driveway enhance accessibility and the home's overall curb appeal. Beautifully restored and thoughtfully updated, this Waterloo home offers the rare combination of character, modern convenience, and move-in-ready condition-an inviting place to settle in and begin the next chapter.

Key Features

  • Built in 1909
  • 0.09 acre lot

Property Details

2 full, 1 half
1909

Amenities

A/C

Monthly Cost Estimate

$1,203/mo

20% down · 6.5% · 30 years

Principal$163
Interest$975
Insurance$66

Estimates only. Actual payments may vary.

Location

427 Iowa St

Waterloo, IA 50703

RAILROAD ADDITION WATERLOO

Features & Amenities

Interior Features

Pocket Doors

Exterior Features

PorchCovered

Property Details

Construction

Vinyl Siding

Pool Features

Porch

Parking

OversizeOpenGarage - Attached

Heating

Natural Gas

Cooling

Central Air

Appliances

DishwasherMicrowave Built InFree-Standing RangeRefrigeratorElectric Water Heater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 427 Iowa St is listed at $224,900 ($138/sqft). The estimated monthly payment is $975 based on 20% down at 6.5% interest.

Key features include: Built in 1909, 0.09 acre lot. Interior Features: Pocket Doors. Exterior Features: Porch, Covered.

This property is listed by Lynette Sorensen and can be reached at 3195042789 or twinpower.lynette@gmail.com.

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LS

Lynette Sorensen

Agent at RE/MAX Concepts - Cedar Falls

(319) 504-2789

Listed by RE/MAX Concepts - Cedar Falls

MLS# 20260969· Source: listhub· Updated 30 days ago

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

427 Iowa St, Waterloo, IA 50703

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