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About This Home

This 4-bedroom, 2-bathroom single family at 428 N 21st Street in St Joseph, MO is listed for $175,000 ($74 per sqft). Built in 1902, the home offers 2,362 sqft of living space on a 0.11 acres lot.

Agent Description

A Timeless Treasure in the Harris-Kemper Historic District Built in 1906 for $4,800 for William & Bertha Kinnison - A Distinguished Gem Featured in the 2025 Spring Arts Fund Beer Walk Step into an era of grace and craftsmanship with this exquisitely preserved historic residence, perfectly positioned just off Frederick Boulevard in the heart of the Harris-Kemper Historic District.

Offering 2,362 square feet of refined living space, this home beautifully blends early 20th-century architecture with tasteful modern updates. The moment you enter, you're greeted by a grand foyer showcasing original woodwork, a striking staircase, and gleaming hardwood floors that flow throughout.

Every detail-from the wide trim and moldings to the carefully restored finishes-reflects the elegance of a bygone era. The home offers four spacious bedrooms, an updated full bath and half bath, and multiple gathering spaces, including a large family room and a formal dining room ideal for entertaining.

The modernized kitchen retains its period charm while featuring thoughtful upgrades and a stylish coffee bar that enhances both function and appeal. Relax and unwind on the expansive covered front porch, a welcoming retreat perfect for enjoying peaceful evenings and neighborhood views. Rich in history yet perfectly suited for today's lifestyle, this remarkable home invites you to own a piece of St. Joseph's architectural heritage-where timeless beauty meets modern comfort.

Key Features

  • Built in 1902
  • 0.11 acre lot

Property Details

1 full, 1 half
1902

Amenities

A/C

Monthly Cost Estimate

$936/mo

20% down · 6.5% · 30 years

Principal$127
Interest$758
Insurance$51

Estimates only. Actual payments may vary.

Location

428 N 21st Street

St Joseph, MO 64501

Property Details

Flooring

TileWood

Construction

Brick/Mortar Wood Siding

Pool Features

DeckPorchPatio

Parking

Garage

Heating

Natural GasElectric (Heating)

Cooling

Electric

Questions & Answers

This 4-bedroom, 2-bathroom single family at 428 N 21st Street is listed at $175,000 ($74/sqft). The estimated monthly payment is $758 based on 20% down at 6.5% interest.

Key features include: Built in 1902, 0.11 acre lot.

This property is listed by Eric Craig Team and can be reached at 8167268565 or ericscraig@gmail.com.

ET

Eric Craig Team

Agent at ReeceNichols-KCN

(816) 726-8565

Listed by ReeceNichols-KCN · View on Broker Site

MLS# 2615837· Source: listhub· Updated 2 days ago

Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

428 N 21st Street, St Joseph, MO 64501

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