# 428 NE 21ST Terrace, Ocala, FL 34470

> **TL;DR:** 2bd/2ba single family, $242,400 ($191/sqft), built 1962, 1,272 sqft.
> A/C. Est. $1,297/mo. Listed 149 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $242,400 |
| Price/sqft | $191 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,272 |
| Year Built | 1962 |
| Lot Size | 10,890 sqft (0.25 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 149 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,226 |
| Estimated Insurance | $71 |
| **Total** | **$1,297** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1962
- 0.25 acre lot

## Description

### Agent Description
PRICE IMPROVEMENT. VACANT, EASY TO SHOW, MOVE-IN READY. Welcome home to this beautifully updated 2-bedroom, 2-bath residence tucked away on a dead-end street in a conveniently located neighborhood close to Ft King Middle School and Wyomina Park Elementary School and just minutes from downtown, and within walking distance to Heritage Nature Park. This home offers comfort, style, and plenty of outdoor space. It is just waiting for new owners. Although this was a 3 bedroom home, the third bedroom has been made into and used as a HUGE walk- in closet off of the main bedroom. Closet can easily be converted back to a third bedroom. Step inside to discover modern floating laminate flooring throughout the home (original hardwood floors are still underneath), creating a seamless and contemporary feel. The updated kitchen features stylish finishes including granite countertops and updated appliances. Both bathrooms have been tastefully renovated for a fresh, modern look, which include large walk-in shower in main bathroom. Other updated features include NEW ROOF 2026, AC in 2023, windows 2021 and window blinds in 2017. Enjoy relaxing or entertaining on the wooden deck in the large fenced backyard, perfect for pets, kids, or gatherings. The double gate on one side can accommodate a boat or RV to be stored in the back yard.. The other side has a single gate to get to the spacious storage shed that adds extra storage convenience for tools or equipment. This home combines quiet neighborhood living with easy access to shopping, dining, entertainment, and downtown amenities. Don't miss your opportunity to own this updated gem in a CONVENIENT location. MOTIVATED SELLERS.

## Location

- **Address:** 428 NE 21ST Terrace, Ocala, FL 34470
- **County:** Marion
- **Neighborhood:** HERITAGE HILLS REPLAT
- **Coordinates:** 29.191133, -82.109294
- **Google Maps:** https://www.google.com/maps?q=29.191133,-82.109294

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/stellar/OM725834

## Listing Agent

- **Name:** Linda Kress
- **Brokerage:** Direct Sell Inc DBA Weichert Realtors Hallmark Properties
- **Broker Phone:** (407) 841-0888
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/428-NE-21st-Ter_Ocala_FL_34470_M67068-49263?f=listhub&s=MFRMLSFL&m=OM725834&c=propsimple)

## Photos

![428 NE 21ST Terrace - Photo 1](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2574927556r.jpg)

![428 NE 21ST Terrace - Photo 2](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2574927556r.jpg)

![428 NE 21ST Terrace - Photo 3](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f4126618282r.jpg)

![428 NE 21ST Terrace - Photo 4](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f1306637094r.jpg)

![428 NE 21ST Terrace - Photo 5](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2070269029r.jpg)

![428 NE 21ST Terrace - Photo 6](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2870302437r.jpg)

![428 NE 21ST Terrace - Photo 7](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f191169745r.jpg)

![428 NE 21ST Terrace - Photo 8](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2290908635r.jpg)

![428 NE 21ST Terrace - Photo 9](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2554594879r.jpg)

![428 NE 21ST Terrace - Photo 10](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f590626057r.jpg)

![428 NE 21ST Terrace - Photo 11](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2996021712r.jpg)

![428 NE 21ST Terrace - Photo 12](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f1700026334r.jpg)

![428 NE 21ST Terrace - Photo 13](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f1416884868r.jpg)

![428 NE 21ST Terrace - Photo 14](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f962139450r.jpg)

![428 NE 21ST Terrace - Photo 15](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3509114885r.jpg)

![428 NE 21ST Terrace - Photo 16](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f4136354479r.jpg)

![428 NE 21ST Terrace - Photo 17](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2715974403r.jpg)

![428 NE 21ST Terrace - Photo 18](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2370696365r.jpg)

![428 NE 21ST Terrace - Photo 19](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2543406895r.jpg)

![428 NE 21ST Terrace - Photo 20](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f1176795731r.jpg)

![428 NE 21ST Terrace - Photo 21](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3011126145r.jpg)

![428 NE 21ST Terrace - Photo 22](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f1418907309r.jpg)

![428 NE 21ST Terrace - Photo 23](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f1347898570r.jpg)

![428 NE 21ST Terrace - Photo 24](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f1829719742r.jpg)

![428 NE 21ST Terrace - Photo 25](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f1410964333r.jpg)

![428 NE 21ST Terrace - Photo 26](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f461701811r.jpg)

![428 NE 21ST Terrace - Photo 27](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2627655191r.jpg)

![428 NE 21ST Terrace - Photo 28](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2332012335r.jpg)

![428 NE 21ST Terrace - Photo 29](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3555981025r.jpg)

![428 NE 21ST Terrace - Photo 30](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3347588270r.jpg)

![428 NE 21ST Terrace - Photo 31](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f775466022r.jpg)

![428 NE 21ST Terrace - Photo 32](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2555190463r.jpg)

![428 NE 21ST Terrace - Photo 33](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3736063668r.jpg)

![428 NE 21ST Terrace - Photo 34](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f460240790r.jpg)

![428 NE 21ST Terrace - Photo 35](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3860471405r.jpg)

![428 NE 21ST Terrace - Photo 36](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f4277729934r.jpg)

![428 NE 21ST Terrace - Photo 37](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f4058206939r.jpg)

![428 NE 21ST Terrace - Photo 38](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3931606071r.jpg)

![428 NE 21ST Terrace - Photo 39](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f880352207r.jpg)

![428 NE 21ST Terrace - Photo 40](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3449835689r.jpg)

![428 NE 21ST Terrace - Photo 41](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2309315218r.jpg)

![428 NE 21ST Terrace - Photo 42](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3830651520r.jpg)

![428 NE 21ST Terrace - Photo 43](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3819868564r.jpg)

![428 NE 21ST Terrace - Photo 44](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f1658771355r.jpg)

![428 NE 21ST Terrace - Photo 45](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2188338773r.jpg)

![428 NE 21ST Terrace - Photo 46](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3981644348r.jpg)

![428 NE 21ST Terrace - Photo 47](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f843978947r.jpg)

![428 NE 21ST Terrace - Photo 48](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f2297099913r.jpg)

![428 NE 21ST Terrace - Photo 49](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f4020298280r.jpg)

![428 NE 21ST Terrace - Photo 50](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f3446848520r.jpg)

![428 NE 21ST Terrace - Photo 51](http://lh.rdcpix.com/9478a3295fa8f60ab6078d527c2e396cl-f625042403r.jpg)

---

**MLS#:** OM725834 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/428-ne-21st-terrace-ocala-fl-34470-1190e8ee3e2c4b4dbaa163cfda53adb6)

---

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